UAE insurer profile
Noor Takaful
Est. 2009 · Dubai · DHA, DOH regulated
4,930 healthcare providers in 8 UAE cities list Noor Takaful as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not Noor Takaful's published plan list or prices: confirm cover and price with Noor Takaful or an authorised broker. The network counts come from insurer lists on Zavis listings that are not yet confirmed against Noor Takaful's network list; confirm with Noor Takaful before a visit. How Zavis sources data.
At a glance
Key facts.
- Dubai-based Takaful insurer focused on family and group health
- Part of Noor Bank (now Emirates Islamic) ecosystem
- Strong appeal with Islamic finance-conscious customers
- Competitive Takaful health plans for SMEs and corporates
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Noor Basic Takaful Health | Basic | AED 2,600 – 4,600/yr | AED 250,000 | 20% | — | — |
| Noor Enhanced Takaful Health | Enhanced | AED 5,500 – 11,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Noor Takaful
Noor Basic Takaful Health
SMEs in Dubai and Abu Dhabi seeking Sharia-compliant health coverage
AED 2,600 – 4,600/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
4,930 providers
View details →Noor Takaful
Noor Enhanced Takaful Health
Corporate employees and families wanting Takaful enhanced cover
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,930 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Noor Takaful.
Direct billing. Show your Noor Takaful insurance card at a provider in your plan's network. The provider bills Noor Takaful directly, and you pay your share of the bill as your plan's table of benefits states.
Reimbursement claims. For treatment outside the network, keep the itemised invoices and medical reports, and submit them as noortakaful.com describes. Your policy states the deadline for claims and which treatments need approval in advance. Contact Noor Takaful through its website, noortakaful.com.
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Side-by-side plan comparison across all 38 UAE insurers
Questions
About Noor Takaful.
Noor Takaful Insurance — FAQ
What health insurance plans does Noor Takaful offer in the UAE?
This page summarises 2 indicative Noor Takaful plan tiers compiled by Zavis (Noor Basic Takaful Health, Noor Enhanced Takaful Health), with indicative annual premiums from AED 2,600 – 4,600/yr to AED 5,500 – 11,000/yr. They are not Noor Takaful's published plan list or prices, so ask Noor Takaful or an authorised broker for its current plans and a quote.
How many healthcare providers accept Noor Takaful insurance?
4,930 healthcare providers in 8 UAE cities list Noor Takaful as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.
Does Noor Takaful cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Noor Takaful's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.
Is Noor Takaful compliant with Dubai and Abu Dhabi health insurance rules?
Noor Takaful is regulated by DHA and DOH. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.
How do I file a claim with Noor Takaful?
First ask the clinic or hospital whether it bills Noor Takaful directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on noortakaful.com; your policy states what to send and the deadline. Contact Noor Takaful through its website, noortakaful.com.
What is the cheapest Noor Takaful plan?
The most affordable Noor Takaful plan is the Noor Basic Takaful Health (Basic tier), starting from AED 2,600 – 4,600/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 250,000.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Noor Takaful or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.