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UAE insurer profile

Alliance Insurance

Est. 1975 · Dubai · DHA regulated

private

Dubai-based insurer with nearly 50 years of market experience. Alliance Insurance offers 2 health insurance plans in the UAE, accepted by 4,684 healthcare providers across 8 cities. Data cross-referenced with the UAE Open Healthcare Directory.

04-263-2222 alliance-uae.com

At a glance

Key facts.

  • Dubai-based insurer with nearly 50 years of market experience
  • Strong corporate health and general insurance portfolio
  • Focus on Dubai and Sharjah markets
  • Known for personalised corporate account management

Coverage matrix

Coverage at a glance.

PlanTierPremium / yrAnnual LimitCo-payDentalOptical
Alliance Basic HealthBasicAED 2,500 – 4,500/yrAED 150,00020%
Alliance Corporate HealthEnhancedAED 5,500 – 11,500/yrAED 500,00020%

Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.

Plan catalogue

Insurance plans.

Alliance Insurance

Alliance Basic Health

Basic

SMEs in Dubai meeting DHA mandatory requirements

AED 2,500 – 4,500/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantNearly 50 years of experiencePersonal account management

4,684 providers

View details →

Alliance Insurance

Alliance Corporate Health

Enhanced

Corporate employees in Dubai and Sharjah

AED 5,500 – 11,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Dental and optical includedDubai and Sharjah networkDedicated account managers

4,684 providers

View details →

Who accepts this

Provider network.

4,684total providers in network

Providers by City

Top Specialties in Network

General Clinics & Polyclinics 1998Pharmacies 1479Dental Clinics 355Eye Care & Ophthalmology 267Home Healthcare 121Hospitals & Medical Centers 107Physiotherapy & Rehabilitation 78Dermatology & Skin Care 55Medical Equipment & Supplies 55Labs & Diagnostics 51

The claims flow

How claims work with Alliance Insurance.

Direct billing. Present your Alliance Insurance insurance card at any in-network provider. The clinic or hospital bills Alliance Insurance directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required.

Reimbursement claims. For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via alliance-uae.com or call 04-263-2222. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Alliance Insurance at least 48 hours in advance.

Keep comparing

Other insurers to consider.

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Side-by-side plan comparison across all 38 UAE insurers

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Questions

About Alliance Insurance.

Alliance Insurance Insurance — FAQ

What health insurance plans does Alliance Insurance offer in the UAE?

Alliance Insurance offers 2 health insurance plans in the UAE: Alliance Basic Health, Alliance Corporate Health. Plans range from AED 2,500 – 4,500/yr to AED 5,500 – 11,500/yr annually.

How many healthcare providers accept Alliance Insurance insurance?

According to the UAE Open Healthcare Directory, 4,684 healthcare providers across 8 UAE cities accept Alliance Insurance insurance. This includes hospitals, clinics, dental practices, and specialist centers.

Does Alliance Insurance cover dental and maternity?

Dental and maternity coverage depends on the plan tier. Yes, Alliance Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.

Is Alliance Insurance the UAE healthcare regulator or HAAD compliant?

Alliance Insurance is regulated by DHA. The UAE healthcare regulator (Dubai) compliance means all plans meet the Essential Benefits Package required for Dubai residents and workers.

How do I file a claim with Alliance Insurance?

To file a claim with Alliance Insurance, call their claims line at 04-263-2222. For direct billing, simply present your Alliance Insurance insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via alliance-uae.com or by post to their Dubai office.

What is the cheapest Alliance Insurance plan?

The most affordable Alliance Insurance plan is the Alliance Basic Health (Basic tier), starting from AED 2,500 – 4,500/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 150,000.

Does Alliance Insurance have a mobile app for claims?

Alliance Insurance offers digital claims submission through their member portal at alliance-uae.com. Most major UAE insurers, including Alliance Insurance, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Alliance Insurance app from the App Store or Google Play, or log in via their website to access self-service claim tools.

Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Alliance Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.