UAE insurer profile
Alliance Insurance
Est. 1975 · Dubai · DHA regulated
Dubai-based insurer with nearly 50 years of market experience. Alliance Insurance offers 2 health insurance plans in the UAE, accepted by 4,684 healthcare providers across 8 cities. Data cross-referenced with the UAE Open Healthcare Directory.
At a glance
Key facts.
- Dubai-based insurer with nearly 50 years of market experience
- Strong corporate health and general insurance portfolio
- Focus on Dubai and Sharjah markets
- Known for personalised corporate account management
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Alliance Basic Health | Basic | AED 2,500 – 4,500/yr | AED 150,000 | 20% | — | — |
| Alliance Corporate Health | Enhanced | AED 5,500 – 11,500/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Alliance Insurance
Alliance Basic Health
SMEs in Dubai meeting DHA mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
4,684 providers
View details →Alliance Insurance
Alliance Corporate Health
Corporate employees in Dubai and Sharjah
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,684 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Alliance Insurance.
Direct billing. Present your Alliance Insurance insurance card at any in-network provider. The clinic or hospital bills Alliance Insurance directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required.
Reimbursement claims. For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via alliance-uae.com or call 04-263-2222. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Alliance Insurance at least 48 hours in advance.
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View plansCompare Alliance Insurance with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About Alliance Insurance.
Alliance Insurance Insurance — FAQ
What health insurance plans does Alliance Insurance offer in the UAE?
Alliance Insurance offers 2 health insurance plans in the UAE: Alliance Basic Health, Alliance Corporate Health. Plans range from AED 2,500 – 4,500/yr to AED 5,500 – 11,500/yr annually.
How many healthcare providers accept Alliance Insurance insurance?
According to the UAE Open Healthcare Directory, 4,684 healthcare providers across 8 UAE cities accept Alliance Insurance insurance. This includes hospitals, clinics, dental practices, and specialist centers.
Does Alliance Insurance cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Alliance Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.
Is Alliance Insurance the UAE healthcare regulator or HAAD compliant?
Alliance Insurance is regulated by DHA. The UAE healthcare regulator (Dubai) compliance means all plans meet the Essential Benefits Package required for Dubai residents and workers.
How do I file a claim with Alliance Insurance?
To file a claim with Alliance Insurance, call their claims line at 04-263-2222. For direct billing, simply present your Alliance Insurance insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via alliance-uae.com or by post to their Dubai office.
What is the cheapest Alliance Insurance plan?
The most affordable Alliance Insurance plan is the Alliance Basic Health (Basic tier), starting from AED 2,500 – 4,500/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 150,000.
Does Alliance Insurance have a mobile app for claims?
Alliance Insurance offers digital claims submission through their member portal at alliance-uae.com. Most major UAE insurers, including Alliance Insurance, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Alliance Insurance app from the App Store or Google Play, or log in via their website to access self-service claim tools.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Alliance Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.