Compare Health Insurance Plans

Use the UAE Health Insurance Navigator comparison tool to select up to 4 plans from 38 insurers and compare them side-by-side. The tool shows annual premiums, coverage limits, co-pay percentages, dental and optical sub-limits, maternity waiting periods, room types, and key exclusions for each plan.

When comparing UAE health insurance plans, focus on: (1) Annual premium vs. annual coverage limit, (2) Outpatient co-pay percentage — 0% vs. 20% makes a significant difference over a year, (3) Dental and optical sub-limits if you need these, (4) Maternity waiting period — ranges from 0 to 12 months, (5) Pre-existing condition waiting period, (6) Network size — how many hospitals and clinics accept the plan in your city, and (7) Whether the plan meets your emirate's mandatory minimum.

Basic plans (AED 2,000–6,000/year) meet the Dubai and Abu Dhabi mandatory requirements with inpatient, outpatient, and emergency coverage but typically exclude dental, optical, and mental health. Enhanced plans (AED 5,000–16,000/year) add dental, optical, maternity, mental health, and lower co-pay percentages. Premium plans (AED 14,000–45,000/year) offer zero co-pay, private rooms, international coverage, and comprehensive dental/optical limits.

Yes. The comparison tool lets you select any combination of plans across all 38 insurers — for example, comparing a Daman Enhanced plan with a Cigna Global Health plan and a Bupa Essential plan. Each plan is shown with the same standardised fields for easy comparison.