Al Wathba National Insurance

This page summarises 2 indicative Al Wathba National Insurance plan tiers compiled by Zavis (Al Wathba Basic Health, Al Wathba Enhanced Health), with indicative annual premiums from AED 2,100 – 3,800/yr to AED 4,500 – 9,500/yr. They are not Al Wathba National Insurance's published plan list or prices, so ask Al Wathba National Insurance or an authorised broker for its current plans and a quote.

4,205 healthcare providers in 8 UAE cities list Al Wathba National Insurance as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Dental and maternity coverage depends on the plan tier. Yes, Al Wathba National Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.

Al Wathba National Insurance is regulated by DOH. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.

First ask the clinic or hospital whether it bills Al Wathba National Insurance directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on awnic.com; your policy states what to send and the deadline. Al Wathba National Insurance's website gives 600 54 40 40 (call centre).

The most affordable Al Wathba National Insurance plan is the Al Wathba Basic Health (Basic tier), starting from AED 2,100 – 3,800/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 200,000.