UAE insurer profile
MSH International
Est. 1974 · Dubai · DHA, DOH regulated
4,602 healthcare providers in 8 UAE cities list MSH International as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not MSH International's published plan list or prices: confirm cover and price with MSH International or an authorised broker. The network counts come from insurer lists on Zavis listings that are not yet confirmed against MSH International's network list; confirm with MSH International before a visit. How Zavis sources data.
At a glance
Key facts.
- Part of Diot-Siaci Group — major French insurance broker
- Specialist in international health insurance since 1974
- Strong European and Asian network coverage
- Popular with French-speaking expats and diplomatic missions
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| MSH Essential Plus | Enhanced | AED 6,500 – 12,000/yr | AED 800,000 | 20% | ✓ | ✓ |
| MSH Premium International | Premium | AED 16,000 – 30,000/yr | AED 1.5M | 0% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
MSH International
MSH Essential Plus
Expat professionals and families in the UAE
AED 6,500 – 12,000/yr
Annual limit: AED 800,000 · semi-private room · 20% co-pay
4,602 providers
View details →MSH International
MSH Premium International
Executives and families needing worldwide coverage
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
4,602 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with MSH International.
Direct billing. Show your MSH International insurance card at a provider in your plan's network. The provider bills MSH International directly, and you pay your share of the bill as your plan's table of benefits states.
Reimbursement claims. For treatment outside the network, keep the itemised invoices and medical reports, and submit them as msh-intl.com describes. Your policy states the deadline for claims and which treatments need approval in advance. MSH International's website gives 800 674823 (toll free for the UAE).
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View plansCompare MSH International with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About MSH International.
MSH International Insurance — FAQ
What health insurance plans does MSH International offer in the UAE?
This page summarises 2 indicative MSH International plan tiers compiled by Zavis (MSH Essential Plus, MSH Premium International), with indicative annual premiums from AED 6,500 – 12,000/yr to AED 16,000 – 30,000/yr. They are not MSH International's published plan list or prices, so ask MSH International or an authorised broker for its current plans and a quote.
How many healthcare providers accept MSH International insurance?
4,602 healthcare providers in 8 UAE cities list MSH International as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.
Does MSH International cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, MSH International's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 6 to 10 months.
Is MSH International compliant with Dubai and Abu Dhabi health insurance rules?
MSH International is regulated by DHA and DOH. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.
How do I file a claim with MSH International?
First ask the clinic or hospital whether it bills MSH International directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on msh-intl.com; your policy states what to send and the deadline. MSH International's website gives 800 674823 (toll free for the UAE).
What is the cheapest MSH International plan?
The most affordable MSH International plan is the MSH Essential Plus (Enhanced tier), starting from AED 6,500 – 12,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 800,000.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from MSH International or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.