UAE insurer profile
Arabia Insurance
Est. 1944 · Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) · DHA, HAAD regulated
One of the oldest insurance companies in the Middle East (est. 1944, Lebanon). Arabia Insurance offers 2 health insurance plans in the UAE, accepted by 4,530 healthcare providers across 8 cities. Data cross-referenced with the UAE Open Healthcare Directory.
At a glance
Key facts.
- One of the oldest insurance companies in the Middle East (est. 1944, Lebanon)
- Headquartered in Beirut with UAE offices in Abu Dhabi, Dubai, and Sharjah
- Focus on corporate group health and general insurance
- Strong relationships with Lebanese and regional hospitals
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Arabia Basic Health | Basic | AED 2,500 – 4,500/yr | AED 200,000 | 20% | — | — |
| Arabia Enhanced Health | Enhanced | AED 5,500 – 11,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,530 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,530 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Arabia Insurance.
Direct billing. Present your Arabia Insurance insurance card at any in-network provider. The clinic or hospital bills Arabia Insurance directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required.
Reimbursement claims. For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via arabiainsurance.ae or call 04-265-1500. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Arabia Insurance at least 48 hours in advance.
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View plansCompare Arabia Insurance with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About Arabia Insurance.
Arabia Insurance Insurance — FAQ
What health insurance plans does Arabia Insurance offer in the UAE?
Arabia Insurance offers 2 health insurance plans in the UAE: Arabia Basic Health, Arabia Enhanced Health. Plans range from AED 2,500 – 4,500/yr to AED 5,500 – 11,000/yr annually.
How many healthcare providers accept Arabia Insurance insurance?
According to the UAE Open Healthcare Directory, 4,530 healthcare providers across 8 UAE cities accept Arabia Insurance insurance. This includes hospitals, clinics, dental practices, and specialist centers.
Does Arabia Insurance cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Arabia Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.
Is Arabia Insurance the UAE healthcare regulator or HAAD compliant?
Arabia Insurance is regulated by DHA and HAAD. The UAE healthcare regulator (Dubai) compliance means all plans meet the Essential Benefits Package required for Dubai residents and workers. Additionally, Health Authority Abu Dhabi (HAAD/DoH) oversight ensures plans meet Abu Dhabi's mandatory Thiqa and basic scheme requirements.
How do I file a claim with Arabia Insurance?
To file a claim with Arabia Insurance, call their claims line at 04-265-1500. For direct billing, simply present your Arabia Insurance insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via arabiainsurance.ae or by post to their Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) office.
What is the cheapest Arabia Insurance plan?
The most affordable Arabia Insurance plan is the Arabia Basic Health (Basic tier), starting from AED 2,500 – 4,500/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 200,000.
Does Arabia Insurance have a mobile app for claims?
Arabia Insurance offers digital claims submission through their member portal at arabiainsurance.ae. Most major UAE insurers, including Arabia Insurance, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Arabia Insurance app from the App Store or Google Play, or log in via their website to access self-service claim tools.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Arabia Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.