UAE insurer profile
Arabia Insurance
Est. 1944 · Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) · DHA, DOH regulated
4,441 healthcare providers in 8 UAE cities list Arabia Insurance as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not Arabia Insurance's published plan list or prices: confirm cover and price with Arabia Insurance or an authorised broker. The network counts come from insurer lists on Zavis listings that are not yet confirmed against Arabia Insurance's network list; confirm with Arabia Insurance before a visit. How Zavis sources data.
At a glance
Key facts.
- One of the oldest insurance companies in the Middle East (est. 1944, Lebanon)
- Headquartered in Beirut with UAE offices in Abu Dhabi, Dubai, and Sharjah
- Focus on corporate group health and general insurance
- Strong relationships with Lebanese and regional hospitals
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Arabia Basic Health | Basic | AED 2,500 – 4,500/yr | AED 200,000 | 20% | — | — |
| Arabia Enhanced Health | Enhanced | AED 5,500 – 11,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,441 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,441 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Arabia Insurance.
Direct billing. Show your Arabia Insurance insurance card at a provider in your plan's network. The provider bills Arabia Insurance directly, and you pay your share of the bill as your plan's table of benefits states.
Reimbursement claims. For treatment outside the network, keep the itemised invoices and medical reports, and submit them as arabiainsurance.com describes. Your policy states the deadline for claims and which treatments need approval in advance. Arabia Insurance's website gives +971 4 228 0022 (Dubai office).
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View plansCompare Arabia Insurance with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About Arabia Insurance.
Arabia Insurance Insurance — FAQ
What health insurance plans does Arabia Insurance offer in the UAE?
This page summarises 2 indicative Arabia Insurance plan tiers compiled by Zavis (Arabia Basic Health, Arabia Enhanced Health), with indicative annual premiums from AED 2,500 – 4,500/yr to AED 5,500 – 11,000/yr. They are not Arabia Insurance's published plan list or prices, so ask Arabia Insurance or an authorised broker for its current plans and a quote.
How many healthcare providers accept Arabia Insurance insurance?
4,441 healthcare providers in 8 UAE cities list Arabia Insurance as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.
Does Arabia Insurance cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Arabia Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.
Is Arabia Insurance compliant with Dubai and Abu Dhabi health insurance rules?
Arabia Insurance is regulated by DHA and DOH. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.
How do I file a claim with Arabia Insurance?
First ask the clinic or hospital whether it bills Arabia Insurance directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on arabiainsurance.com; your policy states what to send and the deadline. Arabia Insurance's website gives +971 4 228 0022 (Dubai office).
What is the cheapest Arabia Insurance plan?
The most affordable Arabia Insurance plan is the Arabia Basic Health (Basic tier), starting from AED 2,500 – 4,500/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 200,000.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Arabia Insurance or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.