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UAE insurer profile

Emirates Insurance Company

Est. 1982 · Abu Dhabi · DHA, MOHAP regulated

private

5,486 healthcare providers in 8 UAE cities list Emirates Insurance Company as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not Emirates Insurance Company's published plan list or prices: confirm cover and price with Emirates Insurance Company or an authorised broker. The network counts come from insurer lists on Zavis listings that are not yet confirmed against Emirates Insurance Company's network list; confirm with Emirates Insurance Company before a visit. How Zavis sources data.

eminsco.com

At a glance

Key facts.

  • One of the oldest Dubai-based insurance companies
  • Strong presence in Dubai and Northern Emirates
  • Focus on affordable group and individual health plans
  • Part of Emirates NBD Group ecosystem

Coverage matrix

Coverage at a glance.

PlanTierPremium / yrAnnual LimitCo-payDentalOptical
Emirates Essential HealthBasicAED 2,200 – 4,000/yrAED 150,00020%——
Emirates Corporate HealthEnhancedAED 5,000 – 11,000/yrAED 500,00020%✓✓

Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.

Plan catalogue

Insurance plans.

Emirates Insurance Company

Emirates Essential Health

Basic

Individuals and SMEs in Dubai and Northern Emirates

AED 2,200 – 4,000/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Affordable individual plansDubai and Sharjah network

5,486 providers

View details →

Emirates Insurance Company

Emirates Corporate Health

Enhanced

Corporate employees in Dubai and Northern Emirates

AED 5,000 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedDubai and Northern Emirates coverageMental health support

5,486 providers

View details →

Who accepts this

Provider network.

5,486total providers in network

Providers by City

Top Specialties in Network

General Clinics & Polyclinics 2316Pharmacies 1756Dental Clinics 402Eye Care & Ophthalmology 340Home Healthcare 135Hospitals & Medical Centers 118Physiotherapy & Rehabilitation 92Dermatology & Skin Care 78Medical Equipment & Supplies 62Labs & Diagnostics 61

The claims flow

How claims work with Emirates Insurance Company.

Direct billing. Show your Emirates Insurance Company insurance card at a provider in your plan's network. The provider bills Emirates Insurance Company directly, and you pay your share of the bill as your plan's table of benefits states.

Reimbursement claims. For treatment outside the network, keep the itemised invoices and medical reports, and submit them as eminsco.com describes. Your policy states the deadline for claims and which treatments need approval in advance. Contact Emirates Insurance Company through its website, eminsco.com.

Keep comparing

Other insurers to consider.

Compare Emirates Insurance Company with other insurers

Side-by-side plan comparison across all 38 UAE insurers

Compare plans

Questions

About Emirates Insurance Company.

Emirates Insurance Company Insurance — FAQ

What health insurance plans does Emirates Insurance Company offer in the UAE?

This page summarises 2 indicative Emirates Insurance Company plan tiers compiled by Zavis (Emirates Essential Health, Emirates Corporate Health), with indicative annual premiums from AED 2,200 – 4,000/yr to AED 5,000 – 11,000/yr. They are not Emirates Insurance Company's published plan list or prices, so ask Emirates Insurance Company or an authorised broker for its current plans and a quote.

How many healthcare providers accept Emirates Insurance Company insurance?

5,486 healthcare providers in 8 UAE cities list Emirates Insurance Company as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Does Emirates Insurance Company cover dental and maternity?

Dental and maternity coverage depends on the plan tier. Yes, Emirates Insurance Company's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.

Is Emirates Insurance Company compliant with Dubai and Abu Dhabi health insurance rules?

Emirates Insurance Company is regulated by DHA and MOHAP. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Federal registration covers its plans in the Northern Emirates.

How do I file a claim with Emirates Insurance Company?

First ask the clinic or hospital whether it bills Emirates Insurance Company directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on eminsco.com; your policy states what to send and the deadline. Contact Emirates Insurance Company through its website, eminsco.com.

What is the cheapest Emirates Insurance Company plan?

The most affordable Emirates Insurance Company plan is the Emirates Essential Health (Basic tier), starting from AED 2,200 – 4,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 150,000.

Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Emirates Insurance Company or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.