UAE insurer profile
Emirates Insurance Company
Est. 1982 · Abu Dhabi · DHA, MOHAP regulated
5,486 healthcare providers in 8 UAE cities list Emirates Insurance Company as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not Emirates Insurance Company's published plan list or prices: confirm cover and price with Emirates Insurance Company or an authorised broker. The network counts come from insurer lists on Zavis listings that are not yet confirmed against Emirates Insurance Company's network list; confirm with Emirates Insurance Company before a visit. How Zavis sources data.
At a glance
Key facts.
- One of the oldest Dubai-based insurance companies
- Strong presence in Dubai and Northern Emirates
- Focus on affordable group and individual health plans
- Part of Emirates NBD Group ecosystem
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Emirates Essential Health | Basic | AED 2,200 – 4,000/yr | AED 150,000 | 20% | — | — |
| Emirates Corporate Health | Enhanced | AED 5,000 – 11,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Emirates Insurance Company
Emirates Essential Health
Individuals and SMEs in Dubai and Northern Emirates
AED 2,200 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
5,486 providers
View details →Emirates Insurance Company
Emirates Corporate Health
Corporate employees in Dubai and Northern Emirates
AED 5,000 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,486 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Emirates Insurance Company.
Direct billing. Show your Emirates Insurance Company insurance card at a provider in your plan's network. The provider bills Emirates Insurance Company directly, and you pay your share of the bill as your plan's table of benefits states.
Reimbursement claims. For treatment outside the network, keep the itemised invoices and medical reports, and submit them as eminsco.com describes. Your policy states the deadline for claims and which treatments need approval in advance. Contact Emirates Insurance Company through its website, eminsco.com.
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View plansCompare Emirates Insurance Company with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About Emirates Insurance Company.
Emirates Insurance Company Insurance — FAQ
What health insurance plans does Emirates Insurance Company offer in the UAE?
This page summarises 2 indicative Emirates Insurance Company plan tiers compiled by Zavis (Emirates Essential Health, Emirates Corporate Health), with indicative annual premiums from AED 2,200 – 4,000/yr to AED 5,000 – 11,000/yr. They are not Emirates Insurance Company's published plan list or prices, so ask Emirates Insurance Company or an authorised broker for its current plans and a quote.
How many healthcare providers accept Emirates Insurance Company insurance?
5,486 healthcare providers in 8 UAE cities list Emirates Insurance Company as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.
Does Emirates Insurance Company cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Emirates Insurance Company's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.
Is Emirates Insurance Company compliant with Dubai and Abu Dhabi health insurance rules?
Emirates Insurance Company is regulated by DHA and MOHAP. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Federal registration covers its plans in the Northern Emirates.
How do I file a claim with Emirates Insurance Company?
First ask the clinic or hospital whether it bills Emirates Insurance Company directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on eminsco.com; your policy states what to send and the deadline. Contact Emirates Insurance Company through its website, eminsco.com.
What is the cheapest Emirates Insurance Company plan?
The most affordable Emirates Insurance Company plan is the Emirates Essential Health (Basic tier), starting from AED 2,200 – 4,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 150,000.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Emirates Insurance Company or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.