IRIS Health

IRIS Health offers 2 health insurance plans in the UAE: IRIS Managed Essential, IRIS Managed Plus. Plans range from AED 2,800 – 5,000/yr to AED 5,500 – 11,500/yr annually.

According to the UAE Open Healthcare Directory, 5,881 healthcare providers across 8 UAE cities accept IRIS Health insurance. This includes hospitals, clinics, dental practices, and specialist centers.

Dental and maternity coverage depends on the plan tier. Yes, IRIS Health's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.

IRIS Health is regulated by DHA and HAAD. The UAE healthcare regulator (Dubai) compliance means all plans meet the Essential Benefits Package required for Dubai residents and workers. Additionally, Health Authority Abu Dhabi (HAAD/DoH) oversight ensures plans meet Abu Dhabi's mandatory Thiqa and basic scheme requirements.

To file a claim with IRIS Health, call their claims line at 04-340-0220. For direct billing, simply present your IRIS Health insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via irishealth.ae or by post to their Dubai office.

The most affordable IRIS Health plan is the IRIS Managed Essential (Basic tier), starting from AED 2,800 – 5,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 250,000.

IRIS Health offers digital claims submission through their member portal at irishealth.ae. Most major UAE insurers, including IRIS Health, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the IRIS Health app from the App Store or Google Play, or log in via their website to access self-service claim tools.