GIG Gulf

This page summarises 3 indicative GIG Gulf plan tiers compiled by Zavis (GIG Gulf Essential, GIG Gulf Corporate Plus, GIG Gulf Executive), with indicative annual premiums from AED 2,800 – 4,800/yr to AED 15,000 – 28,000/yr. They are not GIG Gulf's published plan list or prices, so ask GIG Gulf or an authorised broker for its current plans and a quote.

782 healthcare providers in 8 UAE cities list GIG Gulf as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Dental and maternity coverage depends on the plan tier. Yes, GIG Gulf's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 6 to 12 months.

GIG Gulf is regulated by DHA and DOH and MOHAP. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements. Federal registration covers its plans in the Northern Emirates.

To file a claim with GIG Gulf, call their claims line at 800-444. For direct billing, simply present your GIG Gulf insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via giggulf.com or by post to their Kuwait / Dubai office.

The most affordable GIG Gulf plan is the GIG Gulf Essential (Basic tier), starting from AED 2,800 – 4,800/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 250,000.

GIG Gulf offers digital claims submission through their member portal at giggulf.com. Most major UAE insurers, including GIG Gulf, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the GIG Gulf app from the App Store or Google Play, or log in via their website to access self-service claim tools.