UAE insurer profile
Sukoon (Oman Insurance)
Est. 1975 · Dubai · DHA, DOH, MOHAP regulated
956 healthcare providers in 8 UAE cities list Sukoon (Oman Insurance) as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not Sukoon (Oman Insurance)'s published plan list or prices: confirm cover and price with Sukoon (Oman Insurance) or an authorised broker. Source of the network counts: Sukoon Insurance (provider search on sukoon.com), published UAE network list (read 2 November 2026), matched to Zavis listings in November 2026. How Zavis sources data.
At a glance
Key facts.
- One of the largest insurers in the UAE (est. 1975)
- Rebranded from Oman Insurance to Sukoon in October 2022
- Listed on Dubai Financial Market
- Strong corporate health insurance book
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Oman Insurance Essential | Basic | AED 2,700 – 5,000/yr | AED 250,000 | 20% | — | — |
| Oman Insurance Corporate Gold | Enhanced | AED 6,000 – 14,000/yr | AED 750,000 | 20% | ✓ | ✓ |
| Oman Insurance Executive | Premium | AED 16,000 – 30,000/yr | AED 1.5M | 0% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Sukoon (Oman Insurance)
Oman Insurance Essential
SMEs and individuals meeting mandatory insurance requirements
AED 2,700 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
956 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Corporate Gold
Corporate employees and their families
AED 6,000 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
956 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Executive
Senior management and executives
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
956 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Sukoon (Oman Insurance).
Direct billing. Present your Sukoon (Oman Insurance) insurance card at any in-network provider. The clinic or hospital bills Sukoon (Oman Insurance) directly — you pay only your applicable co-pay (20%–0% outpatient) at the point of care. No paperwork required.
Reimbursement claims. For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via sukoon.com or call 800-466268. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Sukoon (Oman Insurance) at least 48 hours in advance.
Keep comparing
Other insurers to consider.
ADNIC
private2 plans · 978 providers · 8 cities
View plansAl Sagr National Insurance
private2 plans · 801 providers · 7 cities
View plansGIG Gulf
private3 plans · 782 providers · 8 cities
View plansNeuron
tpa2 plans · 682 providers · 7 cities
View plansFidelity United Insurance
private2 plans · 679 providers · 7 cities
View plansEditorial Top-N
Top clinics accepting Sukoon (Oman Insurance).
Curated rankings by city and specialty — all providers accepting Sukoon (Oman Insurance) insurance, ranked by patient ratings.
Compare Sukoon (Oman Insurance) with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About Sukoon (Oman Insurance).
Sukoon (Oman Insurance) Insurance — FAQ
What health insurance plans does Sukoon (Oman Insurance) offer in the UAE?
This page summarises 3 indicative Sukoon (Oman Insurance) plan tiers compiled by Zavis (Oman Insurance Essential, Oman Insurance Corporate Gold, Oman Insurance Executive), with indicative annual premiums from AED 2,700 – 5,000/yr to AED 16,000 – 30,000/yr. They are not Sukoon (Oman Insurance)'s published plan list or prices, so ask Sukoon (Oman Insurance) or an authorised broker for its current plans and a quote.
How many healthcare providers accept Sukoon (Oman Insurance) insurance?
956 healthcare providers in 8 UAE cities list Sukoon (Oman Insurance) as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.
Does Sukoon (Oman Insurance) cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Sukoon (Oman Insurance)'s enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 6 to 12 months.
Is Sukoon (Oman Insurance) compliant with Dubai and Abu Dhabi health insurance rules?
Sukoon (Oman Insurance) is regulated by DHA and DOH and MOHAP. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements. Federal registration covers its plans in the Northern Emirates.
How do I file a claim with Sukoon (Oman Insurance)?
To file a claim with Sukoon (Oman Insurance), call their claims line at 800-466268. For direct billing, simply present your Sukoon (Oman Insurance) insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via sukoon.com or by post to their Dubai office.
What is the cheapest Sukoon (Oman Insurance) plan?
The most affordable Sukoon (Oman Insurance) plan is the Oman Insurance Essential (Basic tier), starting from AED 2,700 – 5,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 250,000.
Does Sukoon (Oman Insurance) have a mobile app for claims?
Sukoon (Oman Insurance) offers digital claims submission through their member portal at sukoon.com. Most major UAE insurers, including Sukoon (Oman Insurance), provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Sukoon (Oman Insurance) app from the App Store or Google Play, or log in via their website to access self-service claim tools.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Sukoon (Oman Insurance) or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.