Al Sagr National Insurance

This page summarises 2 indicative Al Sagr National Insurance plan tiers compiled by Zavis (Al Sagr Basic Health, Al Sagr Enhanced Health), with indicative annual premiums from AED 2,200 – 4,200/yr to AED 5,000 – 10,000/yr. They are not Al Sagr National Insurance's published plan list or prices, so ask Al Sagr National Insurance or an authorised broker for its current plans and a quote.

801 healthcare providers in 7 UAE cities list Al Sagr National Insurance as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Dental and maternity coverage depends on the plan tier. Yes, Al Sagr National Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.

Al Sagr National Insurance is regulated by DOH and DHA. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.

First ask the clinic or hospital whether it bills Al Sagr National Insurance directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on alsagrins.ae; your policy states what to send and the deadline. Al Sagr National Insurance's website gives 04 702 8500 (head office).

The most affordable Al Sagr National Insurance plan is the Al Sagr Basic Health (Basic tier), starting from AED 2,200 – 4,200/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 200,000.