Fidelity United Insurance

This page summarises 2 indicative Fidelity United Insurance plan tiers compiled by Zavis (Fidelity Basic Health, Fidelity Corporate Health), with indicative annual premiums from AED 2,300 – 4,200/yr to AED 5,000 – 10,500/yr. They are not Fidelity United Insurance's published plan list or prices, so ask Fidelity United Insurance or an authorised broker for its current plans and a quote.

679 healthcare providers in 7 UAE cities list Fidelity United Insurance as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Dental and maternity coverage depends on the plan tier. Yes, Fidelity United Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.

Fidelity United Insurance is regulated by DHA. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers.

To file a claim with Fidelity United Insurance, call their claims line at 04-263-2444. For direct billing, simply present your Fidelity United Insurance insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via fidelityunited.ae or by post to their Dubai office.

The most affordable Fidelity United Insurance plan is the Fidelity Basic Health (Basic tier), starting from AED 2,300 – 4,200/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 150,000.

Fidelity United Insurance offers digital claims submission through their member portal at fidelityunited.ae. Most major UAE insurers, including Fidelity United Insurance, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Fidelity United Insurance app from the App Store or Google Play, or log in via their website to access self-service claim tools.