National General Insurance

This page summarises 2 indicative National General Insurance plan tiers compiled by Zavis (NGI Basic Health, NGI Enhanced Health), with indicative annual premiums from AED 2,000 – 3,800/yr to AED 4,500 – 9,000/yr. They are not National General Insurance's published plan list or prices, so ask National General Insurance or an authorised broker for its current plans and a quote.

1,417 healthcare providers in 8 UAE cities list National General Insurance as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Dental and maternity coverage depends on the plan tier. Yes, National General Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 12 to 12 months.

National General Insurance is regulated by DHA and DOH. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.

First ask the clinic or hospital whether it bills National General Insurance directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on ngi.ae; your policy states what to send and the deadline. National General Insurance's website gives +971 4 211 5800 (head office).

The most affordable National General Insurance plan is the NGI Basic Health (Basic tier), starting from AED 2,000 – 3,800/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 200,000.