RAK Insurance

RAK Insurance offers 2 health insurance plans in the UAE: RAK Basic Health, RAK Enhanced Health. Plans range from AED 2,000 – 3,500/yr to AED 4,000 – 8,500/yr annually.

According to the UAE Open Healthcare Directory, 3,503 healthcare providers across 8 UAE cities accept RAK Insurance insurance. This includes hospitals, clinics, dental practices, and specialist centers.

Dental and maternity coverage depends on the plan tier. Yes, RAK Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 12 to 12 months.

RAK Insurance is regulated by MOHAP. the UAE healthcare regulator registration applies for the Northern Emirates.

To file a claim with RAK Insurance, call their claims line at 07-228-8444. For direct billing, simply present your RAK Insurance insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via rakinsurance.ae or by post to their Ras Al Khaimah office.

The most affordable RAK Insurance plan is the RAK Basic Health (Basic tier), starting from AED 2,000 – 3,500/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 150,000.

RAK Insurance offers digital claims submission through their member portal at rakinsurance.ae. Most major UAE insurers, including RAK Insurance, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the RAK Insurance app from the App Store or Google Play, or log in via their website to access self-service claim tools.