Dubai National Insurance

This page summarises 2 indicative Dubai National Insurance plan tiers compiled by Zavis (DNIR Basic Health, DNIR Enhanced Health), with indicative annual premiums from AED 2,200 – 4,000/yr to AED 5,000 – 10,000/yr. They are not Dubai National Insurance's published plan list or prices, so ask Dubai National Insurance or an authorised broker for its current plans and a quote.

1,687 healthcare providers in 8 UAE cities list Dubai National Insurance as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Dental and maternity coverage depends on the plan tier. Yes, Dubai National Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.

Dubai National Insurance is regulated by DHA. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers.

First ask the clinic or hospital whether it bills Dubai National Insurance directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on dni.ae; your policy states what to send and the deadline. Dubai National Insurance's website gives 600 5 80000 (customer care).

The most affordable Dubai National Insurance plan is the DNIR Basic Health (Basic tier), starting from AED 2,200 – 4,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 150,000.