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IRIS Health vs MedNet

UAE Health Insurance Comparison 2026

IRIS Health

tpa

6 providers

2 plans

Est. 2003

DHA, DOH regulated

MedNet

tpa

493 providers

2 plans

Est. 1991

DHA, DOH regulated

IRIS Health has 2 plans from AED 2,800 a year and 6 in-network providers in 2 cities. MedNet has 2 plans from AED 2,800 a year and 493 in-network providers in 7 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.

IRIS Health vs MedNet — At a Glance

AttributeIRIS HealthMedNet
Typetpatpa
Founded20031991
HeadquartersDubaiDubai
RegulatorsDHA, DOHDHA, DOH
Number of Plans22
Premium RangeAED 2,800 – 11,500AED 2,800 – 12,000
Total Network Size6493
Cities Covered27
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoNo
Co-pay Range20%20%
Claims Phone04-340-022004-325-5225

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityIRIS HealthvsMedNet
Dubai
5
vs
270
Sharjah
1
vs
99
Abu Dhabi
0
vs
76
Ajman
0
vs
22
Ras Al Khaimah
0
vs
19
Fujairah
0
vs
4
Umm Al Quwain
0
vs
3

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

IRIS Health Plans

IRIS Health

IRIS Managed Essential

Basic

Companies using IRIS-administered plans for mandatory compliance

AED 2,800 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Quality-focused TPAStrong provider credentialingTailored programme design

6 providers

View details →

IRIS Health

IRIS Managed Plus

Enhanced

Corporate groups seeking personalised TPA-managed coverage

AED 5,500 – 11,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Customised health programmesDental and optical includedProvider quality monitoring

6 providers

View details →

MedNet Plans

MedNet

MedNet Managed Essential

Basic

Companies using MedNet-administered plans for mandatory compliance

AED 2,800 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Wide TPA networkFast digital claimsMulti-insurer options

493 providers

View details →

MedNet

MedNet Managed Plus

Enhanced

Mid-size companies seeking enhanced TPA-managed coverage

AED 5,500 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Large managed networkDental and optical includedFlexible underwriter options

493 providers

View details →

Verdict

Choose IRIS Health if you need strong coverage and established reputation. Choose MedNet if you prioritise a larger provider network, presence in 7 cities. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

IRIS Health vs MedNet — FAQ

Which is better, IRIS Health or MedNet?

It depends on your needs. IRIS Health has 6 providers across 2 cities and offers 2 plans starting from AED 2,800/yr. MedNet has 493 providers across 7 cities with 2 plans from AED 2,800/yr. Choose IRIS Health if you need strong coverage and established reputation. Choose MedNet if you prioritise a larger provider network, presence in 7 cities.

Is IRIS Health cheaper than MedNet?

Both IRIS Health and MedNet have entry-level plans starting from AED 2,800/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.

Which has a bigger network in Dubai, IRIS Health or MedNet?

MedNet has a larger Dubai network with 270 providers, compared to IRIS Health's 5 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does IRIS Health or MedNet cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. IRIS Health's dental sub-limit goes up to AED 3,500/yr, while MedNet offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from IRIS Health to MedNet?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from IRIS Health to MedNet (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both IRIS Health and MedNet have dedicated claims and onboarding teams to facilitate the transition.

How do I compare IRIS Health and MedNet plans?

Use the UAE Health Insurance Navigator on this page to compare IRIS Health and MedNet side-by-side. Key factors to compare: (1) Annual premium — IRIS Health starts from AED 2,800/yr, MedNet from AED 2,800/yr, (2) Network size — 6 vs 493 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from IRIS Health and MedNet or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.