Daman vs MedNet
UAE Health Insurance Comparison 2026
Daman
mandatory9,390 providers
3 plans
Est. 2005
DOH regulated
MedNet
tpa493 providers
2 plans
Est. 1991
DHA, DOH regulated
Daman has 3 plans from AED 600 a year and 9,390 in-network providers in 8 cities. MedNet has 2 plans from AED 2,800 a year and 493 in-network providers in 7 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Daman vs MedNet — At a Glance
| Attribute | Daman | MedNet |
|---|---|---|
| Type | mandatory | tpa |
| Founded | 2005 | 1991 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | DOH | DHA, DOH |
| Number of Plans | 3 | 2 |
| Premium Range | AED 600 – 25,000 | AED 2,800 – 12,000 |
| Total Network Size | 9,390 | 493 |
| Cities Covered | 8 | 7 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 0% – 20% | 20% |
| Phone (from the insurer's website) | 600 5 32626 | 800 4882 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Daman | vs | MedNet |
|---|---|---|---|
| Dubai | 3,995 | vs | 270 |
| Abu Dhabi | 2,451 | vs | 76 |
| Sharjah | 1,332 | vs | 99 |
| Al Ain | 791 | vs | 0 |
| Ajman | 358 | vs | 22 |
| Ras Al Khaimah | 244 | vs | 19 |
| Fujairah | 168 | vs | 4 |
| Umm Al Quwain | 51 | vs | 3 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Daman Plans
Daman
Daman Basic
Low-income workers and dependants in Abu Dhabi (mandatory scheme)
AED 600 – 750/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,390 providers
View details →Daman
Daman Enhanced
Mid-salary employees and families in Abu Dhabi
AED 3,500 – 7,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
9,390 providers
View details →Daman
Daman Premium
Senior employees and executives in Abu Dhabi
AED 12,000 – 25,000/yr
Annual limit: AED 1.0M · private room · 0% co-pay
9,390 providers
View details →MedNet Plans
MedNet
MedNet Managed Essential
Companies using MedNet-administered plans for mandatory compliance
AED 2,800 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
493 providers
View details →MedNet
MedNet Managed Plus
Mid-size companies seeking enhanced TPA-managed coverage
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
493 providers
View details →Verdict
Choose Daman if you need a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options, presence in 8 cities. Choose MedNet if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Daman vs MedNet — FAQ
Which is better, Daman or MedNet?
It depends on your needs. Daman has 9,390 providers across 8 cities and offers 3 plans starting from AED 600/yr. MedNet has 493 providers across 7 cities with 2 plans from AED 2,800/yr. Choose Daman if you need a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options, presence in 8 cities. Choose MedNet if you prioritise strong coverage and established reputation.
Is Daman cheaper than MedNet?
Yes, Daman's entry-level plan starts from AED 600/yr, compared to MedNet's cheapest plan at AED 2,800/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.
Which has a bigger network in Dubai, Daman or MedNet?
Daman has a larger Dubai network with 3,995 providers, compared to MedNet's 270 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Daman or MedNet cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Daman's dental sub-limit goes up to AED 7,500/yr, while MedNet offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Daman to MedNet?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Daman to MedNet (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Daman and MedNet have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Daman and MedNet plans?
Use the UAE Health Insurance Navigator on this page to compare Daman and MedNet side-by-side. Key factors to compare: (1) Annual premium — Daman starts from AED 600/yr, MedNet from AED 2,800/yr, (2) Network size — 9,390 vs 493 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
Related Comparisons
Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Daman and MedNet or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.