UAE insurer profile
Daman
Est. 2005 · Abu Dhabi · DOH regulated
9,391 healthcare providers in 8 UAE cities list Daman as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not Daman's published plan list or prices: confirm cover and price with Daman or an authorised broker. The network counts come from insurer lists on Zavis listings that are not yet confirmed against Daman's network list; confirm with Daman before a visit. How Zavis sources data.
At a glance
Key facts.
- Largest health insurer in the UAE by number of members
- Administers Abu Dhabi's mandatory basic health insurance scheme
- Covers over 3 million lives across the UAE
- Part of PureHealth, Abu Dhabi's largest integrated healthcare platform
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Daman Basic | Basic | AED 600 – 750/yr | AED 250,000 | 20% | — | — |
| Daman Enhanced | Enhanced | AED 3,500 – 7,500/yr | AED 500,000 | 20% | ✓ | ✓ |
| Daman Premium | Premium | AED 12,000 – 25,000/yr | AED 1.0M | 0% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Daman
Daman Basic
Low-income workers and dependants in Abu Dhabi (mandatory scheme)
AED 600 – 750/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,391 providers
View details →Daman
Daman Enhanced
Mid-salary employees and families in Abu Dhabi
AED 3,500 – 7,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
9,391 providers
View details →Daman
Daman Premium
Senior employees and executives in Abu Dhabi
AED 12,000 – 25,000/yr
Annual limit: AED 1.0M · private room · 0% co-pay
9,391 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Daman.
Direct billing. Show your Daman insurance card at a provider in your plan's network. The provider bills Daman directly, and you pay your share of the bill as your plan's table of benefits states.
Reimbursement claims. For treatment outside the network, keep the itemised invoices and medical reports, and submit them as damaninsurance.ae describes. Your policy states the deadline for claims and which treatments need approval in advance. Daman's website gives 600 5 32626 (telephone, inside the UAE).
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Top clinics accepting Daman.
Curated rankings by city and specialty — all providers accepting Daman insurance, ranked by patient ratings.
Compare Daman with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About Daman.
Daman Insurance — FAQ
What health insurance plans does Daman offer in the UAE?
This page summarises 3 indicative Daman plan tiers compiled by Zavis (Daman Basic, Daman Enhanced, Daman Premium), with indicative annual premiums from AED 600 – 750/yr to AED 12,000 – 25,000/yr. They are not Daman's published plan list or prices, so ask Daman or an authorised broker for its current plans and a quote.
How many healthcare providers accept Daman insurance?
9,391 healthcare providers in 8 UAE cities list Daman as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.
Does Daman cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Daman's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 9 to 12 months.
Is Daman compliant with Dubai and Abu Dhabi health insurance rules?
Daman is regulated by DOH. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.
How do I file a claim with Daman?
First ask the clinic or hospital whether it bills Daman directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on damaninsurance.ae; your policy states what to send and the deadline. Daman's website gives 600 5 32626 (telephone, inside the UAE).
What is the cheapest Daman plan?
The most affordable Daman plan is the Daman Basic (Basic tier), starting from AED 600 – 750/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 250,000.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Daman or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.