Orient Insurance

This page summarises 3 indicative Orient Insurance plan tiers compiled by Zavis (Orient Essential Health, Orient Corporate Gold, Orient Executive), with indicative annual premiums from AED 2,400 – 4,500/yr to AED 16,000 – 30,000/yr. They are not Orient Insurance's published plan list or prices, so ask Orient Insurance or an authorised broker for its current plans and a quote.

9,461 healthcare providers in 8 UAE cities list Orient Insurance as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Dental and maternity coverage depends on the plan tier. Yes, Orient Insurance's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 6 to 12 months.

Orient Insurance is regulated by DHA and DOH and MOHAP. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements. Federal registration covers its plans in the Northern Emirates.

To file a claim with Orient Insurance, call their claims line at 800-674368. For direct billing, simply present your Orient Insurance insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via orientinsurance.ae or by post to their Dubai office.

The most affordable Orient Insurance plan is the Orient Essential Health (Basic tier), starting from AED 2,400 – 4,500/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 250,000.

Orient Insurance offers digital claims submission through their member portal at orientinsurance.ae. Most major UAE insurers, including Orient Insurance, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Orient Insurance app from the App Store or Google Play, or log in via their website to access self-service claim tools.