Allianz Care vs Daman
UAE Health Insurance Comparison 2026
Allianz Care
private7,416 providers
2 plans
Est. 1890
DHA, DOH, MOHAP regulated
Daman
mandatory9,391 providers
3 plans
Est. 2005
DOH regulated
Allianz Care has 2 plans from AED 6,500 a year and 7,416 in-network providers in 8 cities. Daman has 3 plans from AED 600 a year and 9,391 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Allianz Care vs Daman — At a Glance
| Attribute | Allianz Care | Daman |
|---|---|---|
| Type | private | mandatory |
| Founded | 1890 | 2005 |
| Headquarters | Dubai (ME office) | Abu Dhabi |
| Regulators | DHA, DOH, MOHAP | DOH |
| Number of Plans | 2 | 3 |
| Premium Range | AED 6,500 – 32,000 | AED 600 – 25,000 |
| Total Network Size | 7,416 | 9,391 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 0% – 20% |
| Phone (from the insurer's website) | See allianzcare.com | 600 5 32626 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Allianz Care | vs | Daman |
|---|---|---|---|
| Dubai | 4,391 | vs | 3,996 |
| Abu Dhabi | 1,726 | vs | 2,451 |
| Sharjah | 566 | vs | 1,332 |
| Al Ain | 304 | vs | 791 |
| Ajman | 177 | vs | 358 |
| Ras Al Khaimah | 130 | vs | 244 |
| Fujairah | 91 | vs | 168 |
| Umm Al Quwain | 31 | vs | 51 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Allianz Care Plans
Allianz Care
Allianz MyHealth Standard
Expat professionals and families
AED 6,500 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
7,416 providers
View details →Allianz Care
Allianz MyHealth Premium
Senior executives and high-net-worth expats
AED 18,000 – 32,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
7,416 providers
View details →Daman Plans
Daman
Daman Basic
Low-income workers and dependants in Abu Dhabi (mandatory scheme)
AED 600 – 750/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,391 providers
View details →Daman
Daman Enhanced
Mid-salary employees and families in Abu Dhabi
AED 3,500 – 7,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
9,391 providers
View details →Daman
Daman Premium
Senior employees and executives in Abu Dhabi
AED 12,000 – 25,000/yr
Annual limit: AED 1.0M · private room · 0% co-pay
9,391 providers
View details →Verdict
Choose Allianz Care if you need strong coverage and established reputation. Choose Daman if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Allianz Care vs Daman — FAQ
Which is better, Allianz Care or Daman?
It depends on your needs. Allianz Care has 7,416 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Daman has 9,391 providers across 8 cities with 3 plans from AED 600/yr. Choose Allianz Care if you need strong coverage and established reputation. Choose Daman if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options.
Is Allianz Care cheaper than Daman?
No, Daman's entry-level plan starts from AED 600/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.
Which has a bigger network in Dubai, Allianz Care or Daman?
Allianz Care has a larger Dubai network with 4,391 providers, compared to Daman's 3,996 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Allianz Care or Daman cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while Daman offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Allianz Care to Daman?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to Daman (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and Daman have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Allianz Care and Daman plans?
Use the UAE Health Insurance Navigator on this page to compare Allianz Care and Daman side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, Daman from AED 600/yr, (2) Network size — 7,416 vs 9,391 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Allianz Care and Daman or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.