Question 1

Which is better, Allianz Care or Daman?

Accepted Answer

It depends on your needs. Allianz Care has 7,667 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Daman has 9,645 providers across 8 cities with 3 plans from AED 600/yr. Choose Allianz Care if you need strong coverage and established reputation. Choose Daman if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options.

Question 2

Is Allianz Care cheaper than Daman?

Accepted Answer

No, Daman's entry-level plan starts from AED 600/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Allianz Care or Daman?

Accepted Answer

Allianz Care has a larger Dubai network with 4,573 providers, compared to Daman's 4,144 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Allianz Care or Daman cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while Daman offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Allianz Care to Daman?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to Daman (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and Daman have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Allianz Care and Daman plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and Daman side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, Daman from AED 600/yr, (2) Network size — 7,667 vs 9,645 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Allianz Care	Daman
Type	private	mandatory
Founded	1890	2005
Headquarters	Dubai (ME office)	Abu Dhabi
Regulators	DHA, HAAD, MOHAP	HAAD
Number of Plans	2	3
Premium Range	AED 6,500 – 32,000	AED 600 – 25,000
Total Network Size	7,667	9,645
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	No
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-255426	800-42626

City	Allianz Care	vs	Daman
Dubai	4,573	vs	4,144
Abu Dhabi	1,765	vs	2,490
Sharjah	570	vs	1,352
Al Ain	316	vs	815
Ajman	180	vs	371
Ras Al Khaimah	137	vs	252
Fujairah	94	vs	170
Umm Al Quwain	32	vs	51

Allianz Care vs Daman

Allianz Care

Daman

Allianz Care vs Daman — At a Glance

Network Comparison by City

Allianz Care Plans

Allianz MyHealth Standard

Allianz MyHealth Premium

Daman Plans

Daman Basic

Daman Enhanced

Daman Premium

Verdict

Allianz Care vs Daman — FAQ

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