Question 1

Which is better, MedNet or MetLife?

Accepted Answer

It depends on your needs. MedNet has 10,260 providers across 8 cities and offers 2 plans starting from AED 2,800/yr. MetLife has 8,008 providers across 8 cities with 2 plans from AED 2,800/yr. Choose MedNet if you need a larger provider network. Choose MetLife if you prioritise strong coverage and established reputation.

Question 2

Is MedNet cheaper than MetLife?

Accepted Answer

Both MedNet and MetLife have entry-level plans starting from AED 2,800/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.

Question 3

Which has a bigger network in Dubai, MedNet or MetLife?

Accepted Answer

MedNet has a larger Dubai network with 5,192 providers, compared to MetLife's 4,616 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does MedNet or MetLife cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. MedNet's dental sub-limit goes up to AED 3,500/yr, while MetLife offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from MedNet to MetLife?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from MedNet to MetLife (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both MedNet and MetLife have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare MedNet and MetLife plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare MedNet and MetLife side-by-side. Key factors to compare: (1) Annual premium — MedNet starts from AED 2,800/yr, MetLife from AED 2,800/yr, (2) Network size — 10,260 vs 8,008 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	MedNet	MetLife
Type	tpa	private
Founded	1991	1868
Headquarters	Dubai	Dubai
Regulators	DHA, HAAD	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,800 – 12,000	AED 2,800 – 13,000
Total Network Size	10,260	8,008
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-325-5225	800-638543

City	MedNet	vs	MetLife
Dubai	5,192	vs	4,616
Abu Dhabi	2,212	vs	1,744
Sharjah	1,527	vs	806
Al Ain	551	vs	344
Ajman	351	vs	220
Ras Al Khaimah	242	vs	150
Fujairah	140	vs	93
Umm Al Quwain	45	vs	35

MedNet vs MetLife

MedNet

MetLife

MedNet vs MetLife — At a Glance

Network Comparison by City

MedNet Plans

MedNet Managed Essential

MedNet Managed Plus

MetLife Plans

MetLife Essential Health

MetLife Corporate Plus

Verdict

MedNet vs MetLife — FAQ

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