MedNet vs MetLife
UAE Health Insurance Comparison 2026
MedNet
tpa493 providers
2 plans
Est. 1991
DHA, DOH regulated
MetLife
private7,772 providers
2 plans
Est. 1868
DHA, DOH regulated
MedNet has 2 plans from AED 2,800 a year and 493 in-network providers in 7 cities. MetLife has 2 plans from AED 2,800 a year and 7,772 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
MedNet vs MetLife — At a Glance
| Attribute | MedNet | MetLife |
|---|---|---|
| Type | tpa | private |
| Founded | 1991 | 1868 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, DOH | DHA, DOH |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,800 – 12,000 | AED 2,800 – 13,000 |
| Total Network Size | 493 | 7,772 |
| Cities Covered | 7 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-325-5225 | 800-638543 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | MedNet | vs | MetLife |
|---|---|---|---|
| Dubai | 270 | vs | 4,447 |
| Abu Dhabi | 76 | vs | 1,711 |
| Sharjah | 99 | vs | 796 |
| Al Ain | 0 | vs | 334 |
| Ajman | 22 | vs | 216 |
| Ras Al Khaimah | 19 | vs | 143 |
| Fujairah | 4 | vs | 91 |
| Umm Al Quwain | 3 | vs | 34 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
MedNet Plans
MedNet
MedNet Managed Essential
Companies using MedNet-administered plans for mandatory compliance
AED 2,800 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
493 providers
View details →MedNet
MedNet Managed Plus
Mid-size companies seeking enhanced TPA-managed coverage
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
493 providers
View details →MetLife Plans
MetLife
MetLife Essential Health
SMEs meeting mandatory health insurance requirements
AED 2,800 – 5,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
7,772 providers
View details →MetLife
MetLife Corporate Plus
Corporate employees with enhanced coverage needs
AED 6,000 – 13,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
7,772 providers
View details →Verdict
Choose MedNet if you need strong coverage and established reputation. Choose MetLife if you prioritise a larger provider network, presence in 8 cities. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
MedNet vs MetLife — FAQ
Which is better, MedNet or MetLife?
It depends on your needs. MedNet has 493 providers across 7 cities and offers 2 plans starting from AED 2,800/yr. MetLife has 7,772 providers across 8 cities with 2 plans from AED 2,800/yr. Choose MedNet if you need strong coverage and established reputation. Choose MetLife if you prioritise a larger provider network, presence in 8 cities.
Is MedNet cheaper than MetLife?
Both MedNet and MetLife have entry-level plans starting from AED 2,800/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.
Which has a bigger network in Dubai, MedNet or MetLife?
MetLife has a larger Dubai network with 4,447 providers, compared to MedNet's 270 providers. Network sizes are based on the UAE Open Healthcare Directory data.
Does MedNet or MetLife cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. MedNet's dental sub-limit goes up to AED 3,500/yr, while MetLife offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.
Can I switch from MedNet to MetLife?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from MedNet to MetLife (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both MedNet and MetLife have dedicated claims and onboarding teams to facilitate the transition.
How do I compare MedNet and MetLife plans?
Use the UAE Health Insurance Navigator on this page to compare MedNet and MetLife side-by-side. Key factors to compare: (1) Annual premium — MedNet starts from AED 2,800/yr, MetLife from AED 2,800/yr, (2) Network size — 493 vs 7,772 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from MedNet and MetLife or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.