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MedNet vs MetLife

UAE Health Insurance Comparison 2026

MedNet

tpa

10,137 providers

2 plans

Est. 1991

DHA, HAAD regulated

MetLife

private

7,899 providers

2 plans

Est. 1868

DHA, HAAD regulated

MedNet has 2 plans starting from AED 2,800/yr with 10,137 providers across 8 cities. MetLife has 2 plans starting from AED 2,800/yr with 7,899 providers across 8 cities. Both insurers have their strongest presence in Dubai.

MedNet vs MetLife — At a Glance

AttributeMedNetMetLife
Typetpaprivate
Founded19911868
HeadquartersDubaiDubai
RegulatorsDHA, HAADDHA, HAAD
Number of Plans22
Premium RangeAED 2,800 – 12,000AED 2,800 – 13,000
Total Network Size10,1377,899
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoNo
Co-pay Range20%20%
Claims Phone04-325-5225800-638543

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityMedNetvsMetLife
Dubai
5,107
vs
4,534
Abu Dhabi
2,210
vs
1,742
Sharjah
1,516
vs
799
Al Ain
543
vs
339
Ajman
348
vs
216
Ras Al Khaimah
232
vs
143
Fujairah
137
vs
92
Umm Al Quwain
44
vs
34

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

MedNet Plans

MedNet

MedNet Managed Essential

Basic

Companies using MedNet-administered plans for mandatory compliance

AED 2,800 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Wide TPA networkFast digital claimsMulti-insurer options

10,137 providers

View details →

MedNet

MedNet Managed Plus

Enhanced

Mid-size companies seeking enhanced TPA-managed coverage

AED 5,500 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Large managed networkDental and optical includedFlexible underwriter options

10,137 providers

View details →

MetLife Plans

MetLife

MetLife Essential Health

Basic

SMEs meeting mandatory health insurance requirements

AED 2,800 – 5,000/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantDigital claims via appAffordable group rates

7,899 providers

View details →

MetLife

MetLife Corporate Plus

Enhanced

Corporate employees with enhanced coverage needs

AED 6,000 – 13,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Wellness programme includedDental and opticalMental health coverage

7,899 providers

View details →

Verdict

Choose MedNet if you need a larger provider network. Choose MetLife if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

MedNet vs MetLife — FAQ

Which is better, MedNet or MetLife?

It depends on your needs. MedNet has 10,137 providers across 8 cities and offers 2 plans starting from AED 2,800/yr. MetLife has 7,899 providers across 8 cities with 2 plans from AED 2,800/yr. Choose MedNet if you need a larger provider network. Choose MetLife if you prioritise strong coverage and established reputation.

Is MedNet cheaper than MetLife?

Both MedNet and MetLife have entry-level plans starting from AED 2,800/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.

Which has a bigger network in Dubai, MedNet or MetLife?

MedNet has a larger Dubai network with 5,107 providers, compared to MetLife's 4,534 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Does MedNet or MetLife cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. MedNet's dental sub-limit goes up to AED 3,500/yr, while MetLife offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from MedNet to MetLife?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from MedNet to MetLife (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both MedNet and MetLife have dedicated claims and onboarding teams to facilitate the transition.

How do I compare MedNet and MetLife plans?

Use the UAE Health Insurance Navigator on this page to compare MedNet and MetLife side-by-side. Key factors to compare: (1) Annual premium — MedNet starts from AED 2,800/yr, MetLife from AED 2,800/yr, (2) Network size — 10,137 vs 7,899 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from MedNet and MetLife or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.