UAE insurer profile
MetLife
Est. 1868 · Dubai · DHA, DOH regulated
7,772 healthcare providers in 8 UAE cities list MetLife as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not MetLife's published plan list or prices: confirm cover and price with MetLife or an authorised broker. The network counts come from insurer lists on Zavis listings that are not yet confirmed against MetLife's network list; confirm with MetLife before a visit. How Zavis sources data.
At a glance
Key facts.
- One of the world's largest life and health insurers
- Strong group/corporate health insurance focus in UAE
- Offers wellness programmes alongside health plans
- Digital claims submission via MetLife app
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| MetLife Essential Health | Basic | AED 2,800 – 5,000/yr | AED 200,000 | 20% | — | — |
| MetLife Corporate Plus | Enhanced | AED 6,000 – 13,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
MetLife
MetLife Essential Health
SMEs meeting mandatory health insurance requirements
AED 2,800 – 5,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
7,772 providers
View details →MetLife
MetLife Corporate Plus
Corporate employees with enhanced coverage needs
AED 6,000 – 13,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
7,772 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with MetLife.
Direct billing. Show your MetLife insurance card at a provider in your plan's network. The provider bills MetLife directly, and you pay your share of the bill as your plan's table of benefits states.
Reimbursement claims. For treatment outside the network, keep the itemised invoices and medical reports, and submit them as metlife.ae describes. Your policy states the deadline for claims and which treatments need approval in advance. MetLife's website gives 800-BENEFITS (800-23633487) (medical insurance provided by your employer).
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View plansEditorial Top-N
Top clinics accepting MetLife.
Curated rankings by city and specialty — all providers accepting MetLife insurance, ranked by patient ratings.
Compare MetLife with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About MetLife.
MetLife Insurance — FAQ
What health insurance plans does MetLife offer in the UAE?
This page summarises 2 indicative MetLife plan tiers compiled by Zavis (MetLife Essential Health, MetLife Corporate Plus), with indicative annual premiums from AED 2,800 – 5,000/yr to AED 6,000 – 13,000/yr. They are not MetLife's published plan list or prices, so ask MetLife or an authorised broker for its current plans and a quote.
How many healthcare providers accept MetLife insurance?
7,772 healthcare providers in 8 UAE cities list MetLife as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.
Does MetLife cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, MetLife's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.
Is MetLife compliant with Dubai and Abu Dhabi health insurance rules?
MetLife is regulated by DHA and DOH. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.
How do I file a claim with MetLife?
First ask the clinic or hospital whether it bills MetLife directly: in your plan's network you show your insurance card and pay only your share of the bill. For a reimbursement claim, follow the claim steps on metlife.ae; your policy states what to send and the deadline. MetLife's website gives 800-BENEFITS (800-23633487) (medical insurance provided by your employer).
What is the cheapest MetLife plan?
The most affordable MetLife plan is the MetLife Essential Health (Basic tier), starting from AED 2,800 – 5,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 200,000.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from MetLife or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.