Thiqa

This page summarises 1 indicative Thiqa plan tier compiled by Zavis (Thiqa), with indicative annual premiums from Government-funded to Government-funded. They are not Thiqa's published plan list or prices, so ask Thiqa or an authorised broker for its current plans and a quote.

7,999 healthcare providers in 8 UAE cities list Thiqa as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.

Dental and maternity coverage depends on the plan tier. Yes, Thiqa's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 0 to 0 months.

Thiqa is regulated by DOH. Oversight in Abu Dhabi means its plans there must meet the emirate's mandatory Thiqa and basic scheme requirements.

To file a claim with Thiqa, call their claims line at 800-42626. For direct billing, simply present your Thiqa insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via damanhealth.ae or by post to their Abu Dhabi office.

The most affordable Thiqa plan is the Thiqa (VIP tier), starting from Government-funded annually. It covers inpatient, outpatient, maternity with a 0% outpatient co-pay and an annual limit of Unlimited.

Thiqa offers digital claims submission through their member portal at damanhealth.ae. Most major UAE insurers, including Thiqa, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Thiqa app from the App Store or Google Play, or log in via their website to access self-service claim tools.