UAE insurer profile
Dubai Insurance Company
Est. 1970 · Dubai · DHA regulated
8,404 healthcare providers in 8 UAE cities list Dubai Insurance Company as an accepted insurer in the UAE Open Healthcare Directory. The plan tiers and premiums below are indicative figures compiled by Zavis, not Dubai Insurance Company's published plan list or prices: confirm cover and price with Dubai Insurance Company or an authorised broker. The network counts come from insurer lists on Zavis listings that are not yet confirmed against Dubai Insurance Company's network list; confirm with Dubai Insurance Company before a visit. How Zavis sources data.
At a glance
Key facts.
- One of the oldest insurance companies in the UAE (est. 1970)
- Strong Dubai-focused network
- Offers both individual and group health plans
- Part of the Dubai Financial Market
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| DIC Essential Health | Basic | AED 2,500 – 4,000/yr | AED 150,000 | 20% | — | — |
| DIC Corporate Health | Enhanced | AED 5,000 – 12,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Dubai Insurance Company
DIC Essential Health
Small businesses and individuals in Dubai who need the mandatory cover
AED 2,500 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
8,404 providers
View details →Dubai Insurance Company
DIC Corporate Health
Mid-size companies and their employees in Dubai
AED 5,000 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,404 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Dubai Insurance Company.
Direct billing. Present your Dubai Insurance Company insurance card at any in-network provider. The clinic or hospital bills Dubai Insurance Company directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required.
Reimbursement claims. For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via dic.ae or call 04-262-5252. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Dubai Insurance Company at least 48 hours in advance.
Keep comparing
Other insurers to consider.
Compare Dubai Insurance Company with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About Dubai Insurance Company.
Dubai Insurance Company Insurance — FAQ
What health insurance plans does Dubai Insurance Company offer in the UAE?
This page summarises 2 indicative Dubai Insurance Company plan tiers compiled by Zavis (DIC Essential Health, DIC Corporate Health), with indicative annual premiums from AED 2,500 – 4,000/yr to AED 5,000 – 12,000/yr. They are not Dubai Insurance Company's published plan list or prices, so ask Dubai Insurance Company or an authorised broker for its current plans and a quote.
How many healthcare providers accept Dubai Insurance Company insurance?
8,404 healthcare providers in 8 UAE cities list Dubai Insurance Company as an accepted insurer in the UAE Open Healthcare Directory. Network counts come from the insurance lists on each listing, so confirm with the provider that your plan tier is accepted before you book.
Does Dubai Insurance Company cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Dubai Insurance Company's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 10 to 12 months.
Is Dubai Insurance Company compliant with Dubai and Abu Dhabi health insurance rules?
Dubai Insurance Company is regulated by DHA. Its plans sold in Dubai must meet the Essential Benefits Package required for Dubai residents and workers.
How do I file a claim with Dubai Insurance Company?
To file a claim with Dubai Insurance Company, call their claims line at 04-262-5252. For direct billing, simply present your Dubai Insurance Company insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via dic.ae or by post to their Dubai office.
What is the cheapest Dubai Insurance Company plan?
The most affordable Dubai Insurance Company plan is the DIC Essential Health (Basic tier), starting from AED 2,500 – 4,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 150,000.
Does Dubai Insurance Company have a mobile app for claims?
Dubai Insurance Company offers digital claims submission through their member portal at dic.ae. Most major UAE insurers, including Dubai Insurance Company, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Dubai Insurance Company app from the App Store or Google Play, or log in via their website to access self-service claim tools.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Dubai Insurance Company or an authorised broker. Provider network counts come from the insurance lists on UAE Open Healthcare Directory listings.