Question 1

Which is better, GIG Gulf or MedNet?

Accepted Answer

It depends on your needs. GIG Gulf has 7,697 providers across 8 cities and offers 3 plans starting from AED 2,800/yr. MedNet has 10,260 providers across 8 cities with 2 plans from AED 2,800/yr. Choose GIG Gulf if you need more plan tiers to choose from, more comprehensive coverage options. Choose MedNet if you prioritise a larger provider network.

Question 2

Is GIG Gulf cheaper than MedNet?

Accepted Answer

Both GIG Gulf and MedNet have entry-level plans starting from AED 2,800/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.

Question 3

Which has a bigger network in Dubai, GIG Gulf or MedNet?

Accepted Answer

MedNet has a larger Dubai network with 5,192 providers, compared to GIG Gulf's 4,165 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does GIG Gulf or MedNet cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. GIG Gulf's dental sub-limit goes up to AED 8,000/yr, while MedNet offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from GIG Gulf to MedNet?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GIG Gulf to MedNet (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GIG Gulf and MedNet have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare GIG Gulf and MedNet plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare GIG Gulf and MedNet side-by-side. Key factors to compare: (1) Annual premium — GIG Gulf starts from AED 2,800/yr, MedNet from AED 2,800/yr, (2) Network size — 7,697 vs 10,260 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	GIG Gulf	MedNet
Type	private	tpa
Founded	1962	1991
Headquarters	Kuwait / Dubai	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD
Number of Plans	3	2
Premium Range	AED 2,800 – 28,000	AED 2,800 – 12,000
Total Network Size	7,697	10,260
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	No
Co-pay Range	0% – 20%	20%
Claims Phone	800-444	04-325-5225

City	GIG Gulf	vs	MedNet
Dubai	4,165	vs	5,192
Abu Dhabi	1,674	vs	2,212
Sharjah	1,045	vs	1,527
Al Ain	297	vs	551
Ajman	227	vs	351
Ras Al Khaimah	155	vs	242
Fujairah	113	vs	140
Umm Al Quwain	21	vs	45

GIG Gulf vs MedNet

GIG Gulf

MedNet

GIG Gulf vs MedNet — At a Glance

Network Comparison by City

GIG Gulf Plans

GIG Gulf Essential

GIG Gulf Corporate Plus

GIG Gulf Executive

MedNet Plans

MedNet Managed Essential

MedNet Managed Plus

Verdict

GIG Gulf vs MedNet — FAQ

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