Question 1

Which is better, Allianz Care or Now Health International?

Accepted Answer

It depends on your needs. Allianz Care has 7,667 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Allianz Care if you need a larger provider network, more comprehensive coverage options. Choose Now Health International if you prioritise lower entry-level premiums.

Question 2

Is Allianz Care cheaper than Now Health International?

Accepted Answer

No, Now Health International's entry-level plan starts from AED 5,500/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Allianz Care or Now Health International?

Accepted Answer

Allianz Care has a larger Dubai network with 4,573 providers, compared to Now Health International's 2,495 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Allianz Care or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Allianz Care to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Allianz Care and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, Now Health International from AED 5,500/yr, (2) Network size — 7,667 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Allianz Care	Now Health International
Type	private	private
Founded	1890	2011
Headquarters	Dubai (ME office)	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 6,500 – 32,000	AED 5,500 – 28,000
Total Network Size	7,667	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-255426	800-669

City	Allianz Care	vs	Now Health International
Dubai	4,573	vs	2,495
Abu Dhabi	1,765	vs	394
Sharjah	570	vs	262
Al Ain	316	vs	125
Ajman	180	vs	95
Ras Al Khaimah	137	vs	51
Fujairah	94	vs	39
Umm Al Quwain	32	vs	9

Allianz Care vs Now Health International

Allianz Care

Now Health International

Allianz Care vs Now Health International — At a Glance

Network Comparison by City

Allianz Care Plans

Allianz MyHealth Standard

Allianz MyHealth Premium

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

Allianz Care vs Now Health International — FAQ

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