Question 1

Which is better, Allianz Care or Dubai Insurance Company?

Accepted Answer

It depends on your needs. Allianz Care has 7,667 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Dubai Insurance Company has 8,676 providers across 8 cities with 2 plans from AED 2,500/yr. Choose Allianz Care if you need more comprehensive coverage options. Choose Dubai Insurance Company if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is Allianz Care cheaper than Dubai Insurance Company?

Accepted Answer

No, Dubai Insurance Company's entry-level plan starts from AED 2,500/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Allianz Care or Dubai Insurance Company?

Accepted Answer

Dubai Insurance Company has a larger Dubai network with 5,248 providers, compared to Allianz Care's 4,573 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Allianz Care or Dubai Insurance Company cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while Dubai Insurance Company offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Allianz Care to Dubai Insurance Company?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to Dubai Insurance Company (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and Dubai Insurance Company have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Allianz Care and Dubai Insurance Company plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and Dubai Insurance Company side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, Dubai Insurance Company from AED 2,500/yr, (2) Network size — 7,667 vs 8,676 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Allianz Care	Dubai Insurance Company
Type	private	private
Founded	1890	1970
Headquarters	Dubai (ME office)	Dubai
Regulators	DHA, HAAD, MOHAP	DHA
Number of Plans	2	2
Premium Range	AED 6,500 – 32,000	AED 2,500 – 12,000
Total Network Size	7,667	8,676
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	No
Co-pay Range	0% – 20%	20%
Claims Phone	800-255426	04-262-5252

City	Allianz Care	vs	Dubai Insurance Company
Dubai	4,573	vs	5,248
Abu Dhabi	1,765	vs	1,107
Sharjah	570	vs	1,310
Al Ain	316	vs	371
Ajman	180	vs	321
Ras Al Khaimah	137	vs	175
Fujairah	94	vs	106
Umm Al Quwain	32	vs	38

Allianz Care vs Dubai Insurance Company

Allianz Care

Dubai Insurance Company

Allianz Care vs Dubai Insurance Company — At a Glance

Network Comparison by City

Allianz Care Plans

Allianz MyHealth Standard

Allianz MyHealth Premium

Dubai Insurance Company Plans

DIC Essential Health

DIC Corporate Health

Verdict

Allianz Care vs Dubai Insurance Company — FAQ

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