UAE insurer profile
Now Health International
Est. 2011 · Dubai · DHA, HAAD regulated
Founded in 2011 — specialises in international private medical insurance. Now Health International offers 2 health insurance plans in the UAE, accepted by 3,418 healthcare providers across 8 cities. Data cross-referenced with the UAE Open Healthcare Directory.
At a glance
Key facts.
- Founded in 2011 — specialises in international private medical insurance
- Known for flexible modular plan design
- Digital-first approach with online member portal
- Popular with younger expat professionals and freelancers
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Now Health WorldCare Essential | Enhanced | AED 5,500 – 10,000/yr | AED 750,000 | 20% | — | — |
| Now Health WorldCare Prestige | Premium | AED 14,000 – 28,000/yr | AED 1.5M | 0% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
Now Health International
Now Health WorldCare Essential
Expat professionals and freelancers seeking modular coverage
AED 5,500 – 10,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
3,418 providers
View details →Now Health International
Now Health WorldCare Prestige
Executives and families wanting comprehensive worldwide cover
AED 14,000 – 28,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
3,418 providers
View details →Who accepts this
Provider network.
Providers by City
Top Specialties in Network
The claims flow
How claims work with Now Health International.
Direct billing. Present your Now Health International insurance card at any in-network provider. The clinic or hospital bills Now Health International directly — you pay only your applicable co-pay (20%–0% outpatient) at the point of care. No paperwork required.
Reimbursement claims. For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via now-health.com or call 800-669. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Now Health International at least 48 hours in advance.
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View plansCompare Now Health International with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About Now Health International.
Now Health International Insurance — FAQ
What health insurance plans does Now Health International offer in the UAE?
Now Health International offers 2 health insurance plans in the UAE: Now Health WorldCare Essential, Now Health WorldCare Prestige. Plans range from AED 5,500 – 10,000/yr to AED 14,000 – 28,000/yr annually.
How many healthcare providers accept Now Health International insurance?
According to the UAE Open Healthcare Directory, 3,418 healthcare providers across 8 UAE cities accept Now Health International insurance. This includes hospitals, clinics, dental practices, and specialist centers.
Does Now Health International cover dental and maternity?
Dental and maternity coverage depends on the plan tier. Yes, Now Health International's enhanced and premium plans include dental coverage. Maternity is covered with waiting periods ranging from 9 to 12 months.
Is Now Health International the UAE healthcare regulator or HAAD compliant?
Now Health International is regulated by DHA and HAAD. The UAE healthcare regulator (Dubai) compliance means all plans meet the Essential Benefits Package required for Dubai residents and workers. Additionally, Health Authority Abu Dhabi (HAAD/DoH) oversight ensures plans meet Abu Dhabi's mandatory Thiqa and basic scheme requirements.
How do I file a claim with Now Health International?
To file a claim with Now Health International, call their claims line at 800-669. For direct billing, simply present your Now Health International insurance card at any in-network provider — the clinic or hospital settles directly with the insurer. For reimbursement claims (out-of-network or emergency), submit itemised invoices, a completed claim form, and your doctor's report within 90 days of treatment via now-health.com or by post to their Dubai office.
What is the cheapest Now Health International plan?
The most affordable Now Health International plan is the Now Health WorldCare Essential (Enhanced tier), starting from AED 5,500 – 10,000/yr annually. It covers inpatient, outpatient, maternity with a 20% outpatient co-pay and an annual limit of AED 750,000.
Does Now Health International have a mobile app for claims?
Now Health International offers digital claims submission through their member portal at now-health.com. Most major UAE insurers, including Now Health International, provide a mobile app or online portal where members can submit reimbursement claims, view policy documents, check coverage limits, find in-network providers, and download tax invoices. Download the Now Health International app from the App Store or Google Play, or log in via their website to access self-service claim tools.
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.