Question 1

Which is better, Allianz Care or MetLife?

Accepted Answer

It depends on your needs. Allianz Care has 7,667 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. MetLife has 8,008 providers across 8 cities with 2 plans from AED 2,800/yr. Choose Allianz Care if you need more comprehensive coverage options. Choose MetLife if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is Allianz Care cheaper than MetLife?

Accepted Answer

No, MetLife's entry-level plan starts from AED 2,800/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Allianz Care or MetLife?

Accepted Answer

MetLife has a larger Dubai network with 4,616 providers, compared to Allianz Care's 4,573 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Allianz Care or MetLife cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while MetLife offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Allianz Care to MetLife?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to MetLife (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and MetLife have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Allianz Care and MetLife plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and MetLife side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, MetLife from AED 2,800/yr, (2) Network size — 7,667 vs 8,008 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Allianz Care	MetLife
Type	private	private
Founded	1890	1868
Headquarters	Dubai (ME office)	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 6,500 – 32,000	AED 2,800 – 13,000
Total Network Size	7,667	8,008
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	No
Co-pay Range	0% – 20%	20%
Claims Phone	800-255426	800-638543

City	Allianz Care	vs	MetLife
Dubai	4,573	vs	4,616
Abu Dhabi	1,765	vs	1,744
Sharjah	570	vs	806
Al Ain	316	vs	344
Ajman	180	vs	220
Ras Al Khaimah	137	vs	150
Fujairah	94	vs	93
Umm Al Quwain	32	vs	35

Allianz Care vs MetLife

Allianz Care

MetLife

Allianz Care vs MetLife — At a Glance

Network Comparison by City

Allianz Care Plans

Allianz MyHealth Standard

Allianz MyHealth Premium

MetLife Plans

MetLife Essential Health

MetLife Corporate Plus

Verdict

Allianz Care vs MetLife — FAQ

Related Comparisons