Allianz Care vs MSH International
UAE Health Insurance Comparison 2026
Allianz Care
private7,562 providers
2 plans
Est. 1890
DHA, HAAD, MOHAP regulated
MSH International
private4,680 providers
2 plans
Est. 1974
DHA, HAAD regulated
Allianz Care has 2 plans starting from AED 6,500/yr with 7,562 providers across 8 cities. MSH International has 2 plans starting from AED 6,500/yr with 4,680 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Allianz Care vs MSH International — At a Glance
| Attribute | Allianz Care | MSH International |
|---|---|---|
| Type | private | private |
| Founded | 1890 | 1974 |
| Headquarters | Dubai (ME office) | Dubai |
| Regulators | DHA, HAAD, MOHAP | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 6,500 – 32,000 | AED 6,500 – 30,000 |
| Total Network Size | 7,562 | 4,680 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | Yes |
| Co-pay Range | 0% – 20% | 0% – 20% |
| Claims Phone | 800-255426 | 04-327-3500 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Allianz Care | vs | MSH International |
|---|---|---|---|
| Dubai | 4,491 | vs | 2,849 |
| Abu Dhabi | 1,763 | vs | 1,052 |
| Sharjah | 568 | vs | 330 |
| Al Ain | 309 | vs | 179 |
| Ajman | 178 | vs | 108 |
| Ras Al Khaimah | 130 | vs | 90 |
| Fujairah | 92 | vs | 60 |
| Umm Al Quwain | 31 | vs | 12 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Allianz Care Plans
Allianz Care
Allianz MyHealth Standard
Expat professionals and families
AED 6,500 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
7,562 providers
View details →Allianz Care
Allianz MyHealth Premium
Senior executives and high-net-worth expats
AED 18,000 – 32,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
7,562 providers
View details →MSH International Plans
MSH International
MSH Essential Plus
Expat professionals and families in the UAE
AED 6,500 – 12,000/yr
Annual limit: AED 800,000 · semi-private room · 20% co-pay
4,680 providers
View details →MSH International
MSH Premium International
Executives and families needing worldwide coverage
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
4,680 providers
View details →Verdict
Choose Allianz Care if you need a larger provider network. Choose MSH International if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Allianz Care vs MSH International — FAQ
Which is better, Allianz Care or MSH International?
It depends on your needs. Allianz Care has 7,562 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. MSH International has 4,680 providers across 8 cities with 2 plans from AED 6,500/yr. Choose Allianz Care if you need a larger provider network. Choose MSH International if you prioritise strong coverage and established reputation.
Is Allianz Care cheaper than MSH International?
Both Allianz Care and MSH International have entry-level plans starting from AED 6,500/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.
Which has a bigger network in Dubai, Allianz Care or MSH International?
Allianz Care has a larger Dubai network with 4,491 providers, compared to MSH International's 2,849 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Allianz Care or MSH International cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while MSH International offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Allianz Care to MSH International?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to MSH International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and MSH International have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Allianz Care and MSH International plans?
Use the UAE Health Insurance Navigator on this page to compare Allianz Care and MSH International side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, MSH International from AED 6,500/yr, (2) Network size — 7,562 vs 4,680 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Allianz Care and MSH International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.