Question 1

Which is better, Allianz Care or MSH International?

Accepted Answer

It depends on your needs. Allianz Care has 7,667 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. MSH International has 4,738 providers across 8 cities with 2 plans from AED 6,500/yr. Choose Allianz Care if you need a larger provider network. Choose MSH International if you prioritise strong coverage and established reputation.

Question 2

Is Allianz Care cheaper than MSH International?

Accepted Answer

Both Allianz Care and MSH International have entry-level plans starting from AED 6,500/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.

Question 3

Which has a bigger network in Dubai, Allianz Care or MSH International?

Accepted Answer

Allianz Care has a larger Dubai network with 4,573 providers, compared to MSH International's 2,896 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Allianz Care or MSH International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while MSH International offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Allianz Care to MSH International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to MSH International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and MSH International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Allianz Care and MSH International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and MSH International side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, MSH International from AED 6,500/yr, (2) Network size — 7,667 vs 4,738 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Allianz Care	MSH International
Type	private	private
Founded	1890	1974
Headquarters	Dubai (ME office)	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 6,500 – 32,000	AED 6,500 – 30,000
Total Network Size	7,667	4,738
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-255426	04-327-3500

City	Allianz Care	vs	MSH International
Dubai	4,573	vs	2,896
Abu Dhabi	1,765	vs	1,054
Sharjah	570	vs	334
Al Ain	316	vs	182
Ajman	180	vs	108
Ras Al Khaimah	137	vs	91
Fujairah	94	vs	60
Umm Al Quwain	32	vs	13

Allianz Care vs MSH International

Allianz Care

MSH International

Allianz Care vs MSH International — At a Glance

Network Comparison by City

Allianz Care Plans

Allianz MyHealth Standard

Allianz MyHealth Premium

MSH International Plans

MSH Essential Plus

MSH Premium International

Verdict

Allianz Care vs MSH International — FAQ

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