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Allianz Care vs MedNet

UAE Health Insurance Comparison 2026

Allianz Care

private

7,562 providers

2 plans

Est. 1890

DHA, HAAD, MOHAP regulated

MedNet

tpa

10,137 providers

2 plans

Est. 1991

DHA, HAAD regulated

Allianz Care has 2 plans starting from AED 6,500/yr with 7,562 providers across 8 cities. MedNet has 2 plans starting from AED 2,800/yr with 10,137 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Allianz Care vs MedNet — At a Glance

AttributeAllianz CareMedNet
Typeprivatetpa
Founded18901991
HeadquartersDubai (ME office)Dubai
RegulatorsDHA, HAAD, MOHAPDHA, HAAD
Number of Plans22
Premium RangeAED 6,500 – 32,000AED 2,800 – 12,000
Total Network Size7,56210,137
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalYesNo
Co-pay Range0% – 20%20%
Claims Phone800-25542604-325-5225

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAllianz CarevsMedNet
Dubai
4,491
vs
5,107
Abu Dhabi
1,763
vs
2,210
Sharjah
568
vs
1,516
Al Ain
309
vs
543
Ajman
178
vs
348
Ras Al Khaimah
130
vs
232
Fujairah
92
vs
137
Umm Al Quwain
31
vs
44

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Allianz Care Plans

Allianz Care

Allianz MyHealth Standard

Enhanced

Expat professionals and families

AED 6,500 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Multi-emirate coverageDental and optical includedStrong private hospital network

7,562 providers

View details →

Allianz Care

Allianz MyHealth Premium

Premium

Senior executives and high-net-worth expats

AED 18,000 – 32,000/yr

Annual limit: AED 2.0M · private room · 0% co-pay

Dental (AED 10,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational treatment coverage

7,562 providers

View details →

MedNet Plans

MedNet

MedNet Managed Essential

Basic

Companies using MedNet-administered plans for mandatory compliance

AED 2,800 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Wide TPA networkFast digital claimsMulti-insurer options

10,137 providers

View details →

MedNet

MedNet Managed Plus

Enhanced

Mid-size companies seeking enhanced TPA-managed coverage

AED 5,500 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Large managed networkDental and optical includedFlexible underwriter options

10,137 providers

View details →

Verdict

Choose Allianz Care if you need more comprehensive coverage options. Choose MedNet if you prioritise a larger provider network, lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Allianz Care vs MedNet — FAQ

Which is better, Allianz Care or MedNet?

It depends on your needs. Allianz Care has 7,562 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. MedNet has 10,137 providers across 8 cities with 2 plans from AED 2,800/yr. Choose Allianz Care if you need more comprehensive coverage options. Choose MedNet if you prioritise a larger provider network, lower entry-level premiums.

Is Allianz Care cheaper than MedNet?

No, MedNet's entry-level plan starts from AED 2,800/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Which has a bigger network in Dubai, Allianz Care or MedNet?

MedNet has a larger Dubai network with 5,107 providers, compared to Allianz Care's 4,491 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does Allianz Care or MedNet cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while MedNet offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from Allianz Care to MedNet?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to MedNet (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and MedNet have dedicated claims and onboarding teams to facilitate the transition.

How do I compare Allianz Care and MedNet plans?

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and MedNet side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, MedNet from AED 2,800/yr, (2) Network size — 7,562 vs 10,137 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Allianz Care and MedNet or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.