Allianz Care vs GIG Gulf
UAE Health Insurance Comparison 2026
Allianz Care
private7,416 providers
2 plans
Est. 1890
DHA, DOH, MOHAP regulated
GIG Gulf
private782 providers
3 plans
Est. 1962
DHA, DOH, MOHAP regulated
Allianz Care has 2 plans from AED 6,500 a year and 7,416 in-network providers in 8 cities. GIG Gulf has 3 plans from AED 2,800 a year and 782 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Allianz Care vs GIG Gulf — At a Glance
| Attribute | Allianz Care | GIG Gulf |
|---|---|---|
| Type | private | private |
| Founded | 1890 | 1962 |
| Headquarters | Dubai (ME office) | Kuwait / Dubai |
| Regulators | DHA, DOH, MOHAP | DHA, DOH, MOHAP |
| Number of Plans | 2 | 3 |
| Premium Range | AED 6,500 – 32,000 | AED 2,800 – 28,000 |
| Total Network Size | 7,416 | 782 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | Yes |
| Co-pay Range | 0% – 20% | 0% – 20% |
| Phone (from the insurer's website) | See allianzcare.com | 800 292 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Allianz Care | vs | GIG Gulf |
|---|---|---|---|
| Dubai | 4,391 | vs | 426 |
| Abu Dhabi | 1,726 | vs | 178 |
| Sharjah | 566 | vs | 96 |
| Al Ain | 304 | vs | 31 |
| Ajman | 177 | vs | 28 |
| Ras Al Khaimah | 130 | vs | 13 |
| Fujairah | 91 | vs | 8 |
| Umm Al Quwain | 31 | vs | 2 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Allianz Care Plans
Allianz Care
Allianz MyHealth Standard
Expat professionals and families
AED 6,500 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
7,416 providers
View details →Allianz Care
Allianz MyHealth Premium
Senior executives and high-net-worth expats
AED 18,000 – 32,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
7,416 providers
View details →GIG Gulf Plans
GIG Gulf
GIG Gulf Essential
SMEs and individuals meeting mandatory requirements across UAE
AED 2,800 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
782 providers
View details →GIG Gulf
GIG Gulf Corporate Plus
Corporate employees and families across UAE
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
782 providers
View details →GIG Gulf
GIG Gulf Executive
Senior management and executives
AED 15,000 – 28,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
782 providers
View details →Verdict
Choose Allianz Care if you need a larger provider network. Choose GIG Gulf if you prioritise lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Allianz Care vs GIG Gulf — FAQ
Which is better, Allianz Care or GIG Gulf?
It depends on your needs. Allianz Care has 7,416 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. GIG Gulf has 782 providers across 8 cities with 3 plans from AED 2,800/yr. Choose Allianz Care if you need a larger provider network. Choose GIG Gulf if you prioritise lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options.
Is Allianz Care cheaper than GIG Gulf?
No, GIG Gulf's entry-level plan starts from AED 2,800/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.
Which has a bigger network in Dubai, Allianz Care or GIG Gulf?
Allianz Care has a larger Dubai network with 4,391 providers, compared to GIG Gulf's 426 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Allianz Care or GIG Gulf cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while GIG Gulf offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Allianz Care to GIG Gulf?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to GIG Gulf (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and GIG Gulf have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Allianz Care and GIG Gulf plans?
Use the UAE Health Insurance Navigator on this page to compare Allianz Care and GIG Gulf side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, GIG Gulf from AED 2,800/yr, (2) Network size — 7,416 vs 782 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Allianz Care and GIG Gulf or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.