Allianz Care vs Dubai National Insurance

UAE Health Insurance Comparison 2026

Allianz Care

private

7,667 providers

2 plans

Est. 1890

DHA, HAAD, MOHAP regulated

Dubai National Insurance

private

6,180 providers

2 plans

Est. 1991

DHA regulated

Allianz Care has 2 plans starting from AED 6,500/yr with 7,667 providers across 8 cities. Dubai National Insurance has 2 plans starting from AED 2,200/yr with 6,180 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Allianz Care vs Dubai National Insurance — At a Glance

AttributeAllianz CareDubai National Insurance
Typeprivateprivate
Founded18901991
HeadquartersDubai (ME office)Dubai
RegulatorsDHA, HAAD, MOHAPDHA
Number of Plans22
Premium RangeAED 6,500 – 32,000AED 2,200 – 10,000
Total Network Size7,6676,180
Cities Covered88
DentalYesYes
OpticalYesNo
MaternityYesYes
Mental HealthYesYes
InternationalYesNo
Co-pay Range0% – 20%20%
Claims Phone800-25542604-262-4000

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAllianz CarevsDubai National Insurance
Dubai
4,573
vs
4,292
Abu Dhabi
1,765
vs
710
Sharjah
570
vs
639
Al Ain
316
vs
192
Ajman
180
vs
157
Ras Al Khaimah
137
vs
108
Fujairah
94
vs
70
Umm Al Quwain
32
vs
12

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Allianz Care Plans

Allianz Care

Allianz MyHealth Standard

Enhanced

Expat professionals and families

AED 6,500 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Multi-emirate coverageDental and optical includedStrong private hospital network

7,667 providers

View details →

Allianz Care

Allianz MyHealth Premium

Premium

Senior executives and high-net-worth expats

AED 18,000 – 32,000/yr

Annual limit: AED 2.0M · private room · 0% co-pay

Dental (AED 10,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational treatment coverage

7,667 providers

View details →

Dubai National Insurance Plans

Dubai National Insurance

DNIR Basic Health

Basic

Employers in Dubai meeting DHA mandatory requirements

AED 2,200 – 4,000/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantAffordable for construction and retail sectorsDubai hospital network

6,180 providers

View details →

Dubai National Insurance

DNIR Enhanced Health

Enhanced

Corporate employees in Dubai

AED 5,000 – 10,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 2,500)
Optical
Maternity
Mental Health
International
Dental coverage includedMental health supportDubai private hospital access

6,180 providers

View details →

Verdict

Choose Allianz Care if you need a larger provider network, more comprehensive coverage options. Choose Dubai National Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Allianz Care vs Dubai National Insurance — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Allianz Care and Dubai National Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.