Allianz Care vs Arabia Insurance
UAE Health Insurance Comparison 2026
Allianz Care
private7,416 providers
2 plans
Est. 1890
DHA, DOH, MOHAP regulated
Arabia Insurance
private4,441 providers
2 plans
Est. 1944
DHA, DOH regulated
Allianz Care has 2 plans from AED 6,500 a year and 7,416 in-network providers in 8 cities. Arabia Insurance has 2 plans from AED 2,500 a year and 4,441 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Allianz Care vs Arabia Insurance — At a Glance
| Attribute | Allianz Care | Arabia Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1890 | 1944 |
| Headquarters | Dubai (ME office) | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) |
| Regulators | DHA, DOH, MOHAP | DHA, DOH |
| Number of Plans | 2 | 2 |
| Premium Range | AED 6,500 – 32,000 | AED 2,500 – 11,000 |
| Total Network Size | 7,416 | 4,441 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | No |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Phone (from the insurer's website) | See allianzcare.com | +971 4 228 0022 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Allianz Care | vs | Arabia Insurance |
|---|---|---|---|
| Dubai | 4,391 | vs | 2,440 |
| Abu Dhabi | 1,726 | vs | 863 |
| Sharjah | 566 | vs | 656 |
| Al Ain | 304 | vs | 187 |
| Ajman | 177 | vs | 121 |
| Ras Al Khaimah | 130 | vs | 105 |
| Fujairah | 91 | vs | 57 |
| Umm Al Quwain | 31 | vs | 12 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Allianz Care Plans
Allianz Care
Allianz MyHealth Standard
Expat professionals and families
AED 6,500 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
7,416 providers
View details →Allianz Care
Allianz MyHealth Premium
Senior executives and high-net-worth expats
AED 18,000 – 32,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
7,416 providers
View details →Arabia Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,441 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,441 providers
View details →Verdict
Choose Allianz Care if you need a larger provider network, more comprehensive coverage options. Choose Arabia Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Allianz Care vs Arabia Insurance — FAQ
Which is better, Allianz Care or Arabia Insurance?
It depends on your needs. Allianz Care has 7,416 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Arabia Insurance has 4,441 providers across 8 cities with 2 plans from AED 2,500/yr. Choose Allianz Care if you need a larger provider network, more comprehensive coverage options. Choose Arabia Insurance if you prioritise lower entry-level premiums.
Is Allianz Care cheaper than Arabia Insurance?
No, Arabia Insurance's entry-level plan starts from AED 2,500/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.
Which has a bigger network in Dubai, Allianz Care or Arabia Insurance?
Allianz Care has a larger Dubai network with 4,391 providers, compared to Arabia Insurance's 2,440 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Allianz Care or Arabia Insurance cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while Arabia Insurance offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Allianz Care to Arabia Insurance?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to Arabia Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and Arabia Insurance have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Allianz Care and Arabia Insurance plans?
Use the UAE Health Insurance Navigator on this page to compare Allianz Care and Arabia Insurance side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, Arabia Insurance from AED 2,500/yr, (2) Network size — 7,416 vs 4,441 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Allianz Care and Arabia Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.