Alliance Insurance vs Allianz Care
UAE Health Insurance Comparison 2026
Alliance Insurance
private4,684 providers
2 plans
Est. 1975
DHA regulated
Allianz Care
private7,562 providers
2 plans
Est. 1890
DHA, HAAD, MOHAP regulated
Alliance Insurance has 2 plans starting from AED 2,500/yr with 4,684 providers across 8 cities. Allianz Care has 2 plans starting from AED 6,500/yr with 7,562 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Alliance Insurance vs Allianz Care — At a Glance
| Attribute | Alliance Insurance | Allianz Care |
|---|---|---|
| Type | private | private |
| Founded | 1975 | 1890 |
| Headquarters | Dubai | Dubai (ME office) |
| Regulators | DHA | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,500 | AED 6,500 – 32,000 |
| Total Network Size | 4,684 | 7,562 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 04-263-2222 | 800-255426 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Alliance Insurance | vs | Allianz Care |
|---|---|---|---|
| Dubai | 2,890 | vs | 4,491 |
| Abu Dhabi | 599 | vs | 1,763 |
| Sharjah | 716 | vs | 568 |
| Al Ain | 183 | vs | 309 |
| Ajman | 138 | vs | 178 |
| Ras Al Khaimah | 87 | vs | 130 |
| Fujairah | 54 | vs | 92 |
| Umm Al Quwain | 17 | vs | 31 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Alliance Insurance Plans
Alliance Insurance
Alliance Basic Health
SMEs in Dubai meeting DHA mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
4,684 providers
View details →Alliance Insurance
Alliance Corporate Health
Corporate employees in Dubai and Sharjah
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,684 providers
View details →Allianz Care Plans
Allianz Care
Allianz MyHealth Standard
Expat professionals and families
AED 6,500 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
7,562 providers
View details →Allianz Care
Allianz MyHealth Premium
Senior executives and high-net-worth expats
AED 18,000 – 32,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
7,562 providers
View details →Verdict
Choose Alliance Insurance if you need lower entry-level premiums. Choose Allianz Care if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Alliance Insurance vs Allianz Care — FAQ
Which is better, Alliance Insurance or Allianz Care?
It depends on your needs. Alliance Insurance has 4,684 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Allianz Care has 7,562 providers across 8 cities with 2 plans from AED 6,500/yr. Choose Alliance Insurance if you need lower entry-level premiums. Choose Allianz Care if you prioritise a larger provider network, more comprehensive coverage options.
Is Alliance Insurance cheaper than Allianz Care?
Yes, Alliance Insurance's entry-level plan starts from AED 2,500/yr, compared to Allianz Care's cheapest plan at AED 6,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.
Which has a bigger network in Dubai, Alliance Insurance or Allianz Care?
Allianz Care has a larger Dubai network with 4,491 providers, compared to Alliance Insurance's 2,890 providers. Network sizes are based on the UAE Open Healthcare Directory data.
Does Alliance Insurance or Allianz Care cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Alliance Insurance's dental sub-limit goes up to AED 3,500/yr, while Allianz Care offers up to AED 10,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Alliance Insurance to Allianz Care?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Alliance Insurance to Allianz Care (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Alliance Insurance and Allianz Care have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Alliance Insurance and Allianz Care plans?
Use the UAE Health Insurance Navigator on this page to compare Alliance Insurance and Allianz Care side-by-side. Key factors to compare: (1) Annual premium — Alliance Insurance starts from AED 2,500/yr, Allianz Care from AED 6,500/yr, (2) Network size — 4,684 vs 7,562 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Alliance Insurance and Allianz Care or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.