Question 1

Which is better, Aetna International or Allianz Care?

Accepted Answer

It depends on your needs. Aetna International has 6,001 providers across 8 cities and offers 2 plans starting from AED 7,000/yr. Allianz Care has 7,667 providers across 8 cities with 2 plans from AED 6,500/yr. Choose Aetna International if you need strong coverage and established reputation. Choose Allianz Care if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is Aetna International cheaper than Allianz Care?

Accepted Answer

No, Allianz Care's entry-level plan starts from AED 6,500/yr, while Aetna International's cheapest plan begins at AED 7,000/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Aetna International or Allianz Care?

Accepted Answer

Allianz Care has a larger Dubai network with 4,573 providers, compared to Aetna International's 3,779 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Aetna International or Allianz Care cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Aetna International's dental sub-limit goes up to AED 12,000/yr, while Allianz Care offers up to AED 10,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Aetna International to Allianz Care?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Aetna International to Allianz Care (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Aetna International and Allianz Care have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Aetna International and Allianz Care plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Aetna International and Allianz Care side-by-side. Key factors to compare: (1) Annual premium — Aetna International starts from AED 7,000/yr, Allianz Care from AED 6,500/yr, (2) Network size — 6,001 vs 7,667 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Aetna International	Allianz Care
Type	private	private
Founded	1853	1890
Headquarters	Dubai	Dubai (ME office)
Regulators	DHA, HAAD	DHA, HAAD, MOHAP
Number of Plans	2	2
Premium Range	AED 7,000 – 36,000	AED 6,500 – 32,000
Total Network Size	6,001	7,667
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-423862	800-255426

City	Aetna International	vs	Allianz Care
Dubai	3,779	vs	4,573
Abu Dhabi	1,252	vs	1,765
Sharjah	391	vs	570
Al Ain	221	vs	316
Ajman	146	vs	180
Ras Al Khaimah	116	vs	137
Fujairah	78	vs	94
Umm Al Quwain	18	vs	32

Aetna International vs Allianz Care

Aetna International

Allianz Care

Aetna International vs Allianz Care — At a Glance

Network Comparison by City

Aetna International Plans

Aetna Core Health

Aetna Premier

Allianz Care Plans

Allianz MyHealth Standard

Allianz MyHealth Premium

Verdict

Aetna International vs Allianz Care — FAQ

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