National General Insurance vs Sukoon (Oman Insurance)

UAE Health Insurance Comparison 2026

National General Insurance

private

5,012 providers

2 plans

Est. 1980

DHA, HAAD regulated

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

National General Insurance has 2 plans starting from AED 2,000/yr with 5,012 providers across 8 cities. Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. National General Insurance is strongest in Abu Dhabi while Sukoon (Oman Insurance) has the most providers in N/A.

National General Insurance vs Sukoon (Oman Insurance) — At a Glance

AttributeNational General InsuranceSukoon (Oman Insurance)
Typeprivateprivate
Founded19801975
HeadquartersDubaiDubai
RegulatorsDHA, HAADDHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,000 – 9,000AED 2,700 – 30,000
Total Network Size5,0120
Cities Covered80
DentalYesYes
OpticalNoYes
MaternityYesYes
Mental HealthNoYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone02-619-1100800-466268

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNational General InsurancevsSukoon (Oman Insurance)
Abu Dhabi
1,811
vs
0
Dubai
1,776
vs
0
Sharjah
589
vs
0
Al Ain
482
vs
0
Ajman
160
vs
0
Ras Al Khaimah
109
vs
0
Fujairah
62
vs
0
Umm Al Quwain
23
vs
0

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

National General Insurance Plans

National General Insurance

NGI Basic Health

Basic

Blue-collar and mid-level employees in Abu Dhabi

AED 2,000 – 3,800/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD compliantMost affordable Abu Dhabi plansSimple no-frills coverage

5,012 providers

View details →

National General Insurance

NGI Enhanced Health

Enhanced

White-collar employees and families in Abu Dhabi

AED 4,500 – 9,000/yr

Annual limit: AED 400,000 · semi-private room · 20% co-pay

Dental (AED 2,500)
Optical
Maternity
Mental Health
International
Dental coverage includedSemi-private roomAbu Dhabi private hospital access

5,012 providers

View details →

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

Verdict

Choose National General Insurance if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

National General Insurance vs Sukoon (Oman Insurance) — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from National General Insurance and Sukoon (Oman Insurance) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.