Question 1

Which is better, National General Insurance or Now Health International?

Accepted Answer

It depends on your needs. National General Insurance has 5,012 providers across 8 cities and offers 2 plans starting from AED 2,000/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose National General Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.

Question 2

Is National General Insurance cheaper than Now Health International?

Accepted Answer

Yes, National General Insurance's entry-level plan starts from AED 2,000/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, National General Insurance or Now Health International?

Accepted Answer

Now Health International has a larger Dubai network with 2,495 providers, compared to National General Insurance's 1,776 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does National General Insurance or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. National General Insurance's dental sub-limit goes up to AED 2,500/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from National General Insurance to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from National General Insurance to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both National General Insurance and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare National General Insurance and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare National General Insurance and Now Health International side-by-side. Key factors to compare: (1) Annual premium — National General Insurance starts from AED 2,000/yr, Now Health International from AED 5,500/yr, (2) Network size — 5,012 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	National General Insurance	Now Health International
Type	private	private
Founded	1980	2011
Headquarters	Dubai	Dubai
Regulators	DHA, HAAD	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,000 – 9,000	AED 5,500 – 28,000
Total Network Size	5,012	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	No	Yes
Maternity	Yes	Yes
Mental Health	No	Yes
International	No	Yes
Co-pay Range	20%	0% – 20%
Claims Phone	02-619-1100	800-669

City	National General Insurance	vs	Now Health International
Dubai	1,776	vs	2,495
Abu Dhabi	1,811	vs	394
Sharjah	589	vs	262
Al Ain	482	vs	125
Ajman	160	vs	95
Ras Al Khaimah	109	vs	51
Fujairah	62	vs	39
Umm Al Quwain	23	vs	9

National General Insurance vs Now Health International

National General Insurance

Now Health International

National General Insurance vs Now Health International — At a Glance

Network Comparison by City

National General Insurance Plans

NGI Basic Health

NGI Enhanced Health

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

National General Insurance vs Now Health International — FAQ

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