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National General Insurance vs Now Health International

UAE Health Insurance Comparison 2026

National General Insurance

private

1,417 providers

2 plans

Est. 1980

DHA, DOH regulated

Now Health International

private

3,340 providers

2 plans

Est. 2011

DHA, DOH regulated

National General Insurance has 2 plans from AED 2,000 a year and 1,417 in-network providers in 8 cities. Now Health International has 2 plans from AED 5,500 a year and 3,340 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.

National General Insurance vs Now Health International — At a Glance

AttributeNational General InsuranceNow Health International
Typeprivateprivate
Founded19802011
HeadquartersDubaiDubai
RegulatorsDHA, DOHDHA, DOH
Number of Plans22
Premium RangeAED 2,000 – 9,000AED 5,500 – 28,000
Total Network Size1,4173,340
Cities Covered88
DentalYesYes
OpticalNoYes
MaternityYesYes
Mental HealthNoYes
InternationalNoYes
Co-pay Range20%0% – 20%
Phone (from the insurer's website)+971 4 211 5800See www.now-health.com

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNational General InsurancevsNow Health International
Dubai
728
vs
2,391
Abu Dhabi
292
vs
387
Sharjah
192
vs
254
Al Ain
83
vs
120
Ajman
54
vs
93
Ras Al Khaimah
32
vs
49
Fujairah
22
vs
37
Umm Al Quwain
14
vs
9

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

National General Insurance Plans

National General Insurance

NGI Basic Health

Basic

Blue-collar and mid-level employees in Abu Dhabi

AED 2,000 – 3,800/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Most affordable Abu Dhabi plansSimple no-frills coverage

1,417 providers

View details →

National General Insurance

NGI Enhanced Health

Enhanced

White-collar employees and families in Abu Dhabi

AED 4,500 – 9,000/yr

Annual limit: AED 400,000 · semi-private room · 20% co-pay

Dental (AED 2,500)
Optical
Maternity
Mental Health
International
Dental coverage includedSemi-private roomAbu Dhabi private hospital access

1,417 providers

View details →

Now Health International Plans

Now Health International

Now Health WorldCare Essential

Enhanced

Expat professionals and freelancers seeking modular coverage

AED 5,500 – 10,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Modular — add dental/optical as ridersInternational emergency coverageOnline member portal

3,340 providers

View details →

Now Health International

Now Health WorldCare Prestige

Premium

Executives and families wanting comprehensive worldwide cover

AED 14,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 7,500)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

3,340 providers

View details →

Verdict

Choose National General Insurance if you need lower entry-level premiums. Choose Now Health International if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

National General Insurance vs Now Health International — FAQ

Which is better, National General Insurance or Now Health International?

It depends on your needs. National General Insurance has 1,417 providers across 8 cities and offers 2 plans starting from AED 2,000/yr. Now Health International has 3,340 providers across 8 cities with 2 plans from AED 5,500/yr. Choose National General Insurance if you need lower entry-level premiums. Choose Now Health International if you prioritise a larger provider network, more comprehensive coverage options.

Is National General Insurance cheaper than Now Health International?

Yes, National General Insurance's entry-level plan starts from AED 2,000/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Which has a bigger network in Dubai, National General Insurance or Now Health International?

Now Health International has a larger Dubai network with 2,391 providers, compared to National General Insurance's 728 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does National General Insurance or Now Health International cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. National General Insurance's dental sub-limit goes up to AED 2,500/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from National General Insurance to Now Health International?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from National General Insurance to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both National General Insurance and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

How do I compare National General Insurance and Now Health International plans?

Use the UAE Health Insurance Navigator on this page to compare National General Insurance and Now Health International side-by-side. Key factors to compare: (1) Annual premium — National General Insurance starts from AED 2,000/yr, Now Health International from AED 5,500/yr, (2) Network size — 1,417 vs 3,340 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from National General Insurance and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.