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National General Insurance vs Now Health International

UAE Health Insurance Comparison 2026

National General Insurance

private

4,955 providers

2 plans

Est. 1980

DHA, HAAD regulated

Now Health International

private

3,418 providers

2 plans

Est. 2011

DHA, HAAD regulated

National General Insurance has 2 plans starting from AED 2,000/yr with 4,955 providers across 8 cities. Now Health International has 2 plans starting from AED 5,500/yr with 3,418 providers across 8 cities. National General Insurance is strongest in Abu Dhabi while Now Health International has the most providers in Dubai.

National General Insurance vs Now Health International — At a Glance

AttributeNational General InsuranceNow Health International
Typeprivateprivate
Founded19802011
HeadquartersDubaiDubai
RegulatorsDHA, HAADDHA, HAAD
Number of Plans22
Premium RangeAED 2,000 – 9,000AED 5,500 – 28,000
Total Network Size4,9553,418
Cities Covered88
DentalYesYes
OpticalNoYes
MaternityYesYes
Mental HealthNoYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone02-619-1100800-669

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNational General InsurancevsNow Health International
Dubai
1,745
vs
2,455
Abu Dhabi
1,809
vs
394
Sharjah
585
vs
258
Al Ain
471
vs
122
Ajman
158
vs
94
Ras Al Khaimah
103
vs
49
Fujairah
61
vs
37
Umm Al Quwain
23
vs
9

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

National General Insurance Plans

National General Insurance

NGI Basic Health

Basic

Blue-collar and mid-level employees in Abu Dhabi

AED 2,000 – 3,800/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD compliantMost affordable Abu Dhabi plansSimple no-frills coverage

4,955 providers

View details →

National General Insurance

NGI Enhanced Health

Enhanced

White-collar employees and families in Abu Dhabi

AED 4,500 – 9,000/yr

Annual limit: AED 400,000 · semi-private room · 20% co-pay

Dental (AED 2,500)
Optical
Maternity
Mental Health
International
Dental coverage includedSemi-private roomAbu Dhabi private hospital access

4,955 providers

View details →

Now Health International Plans

Now Health International

Now Health WorldCare Essential

Enhanced

Expat professionals and freelancers seeking modular coverage

AED 5,500 – 10,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Modular — add dental/optical as ridersInternational emergency coverageOnline member portal

3,418 providers

View details →

Now Health International

Now Health WorldCare Prestige

Premium

Executives and families wanting comprehensive worldwide cover

AED 14,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 7,500)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

3,418 providers

View details →

Verdict

Choose National General Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

National General Insurance vs Now Health International — FAQ

Which is better, National General Insurance or Now Health International?

It depends on your needs. National General Insurance has 4,955 providers across 8 cities and offers 2 plans starting from AED 2,000/yr. Now Health International has 3,418 providers across 8 cities with 2 plans from AED 5,500/yr. Choose National General Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.

Is National General Insurance cheaper than Now Health International?

Yes, National General Insurance's entry-level plan starts from AED 2,000/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Which has a bigger network in Dubai, National General Insurance or Now Health International?

Now Health International has a larger Dubai network with 2,455 providers, compared to National General Insurance's 1,745 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does National General Insurance or Now Health International cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. National General Insurance's dental sub-limit goes up to AED 2,500/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from National General Insurance to Now Health International?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from National General Insurance to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both National General Insurance and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

How do I compare National General Insurance and Now Health International plans?

Use the UAE Health Insurance Navigator on this page to compare National General Insurance and Now Health International side-by-side. Key factors to compare: (1) Annual premium — National General Insurance starts from AED 2,000/yr, Now Health International from AED 5,500/yr, (2) Network size — 4,955 vs 3,418 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from National General Insurance and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.