Question 1

Which is better, MSH International or Now Health International?

Accepted Answer

It depends on your needs. MSH International has 4,738 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose MSH International if you need a larger provider network, more comprehensive coverage options. Choose Now Health International if you prioritise lower entry-level premiums.

Question 2

Is MSH International cheaper than Now Health International?

Accepted Answer

No, Now Health International's entry-level plan starts from AED 5,500/yr, while MSH International's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, MSH International or Now Health International?

Accepted Answer

MSH International has a larger Dubai network with 2,896 providers, compared to Now Health International's 2,495 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does MSH International or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. MSH International's dental sub-limit goes up to AED 8,000/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from MSH International to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from MSH International to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both MSH International and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare MSH International and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare MSH International and Now Health International side-by-side. Key factors to compare: (1) Annual premium — MSH International starts from AED 6,500/yr, Now Health International from AED 5,500/yr, (2) Network size — 4,738 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	MSH International	Now Health International
Type	private	private
Founded	1974	2011
Headquarters	Dubai	Dubai
Regulators	DHA, HAAD	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 6,500 – 30,000	AED 5,500 – 28,000
Total Network Size	4,738	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	04-327-3500	800-669

City	MSH International	vs	Now Health International
Dubai	2,896	vs	2,495
Abu Dhabi	1,054	vs	394
Sharjah	334	vs	262
Al Ain	182	vs	125
Ajman	108	vs	95
Ras Al Khaimah	91	vs	51
Fujairah	60	vs	39
Umm Al Quwain	13	vs	9

MSH International vs Now Health International

MSH International

Now Health International

MSH International vs Now Health International — At a Glance

Network Comparison by City

MSH International Plans

MSH Essential Plus

MSH Premium International

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

MSH International vs Now Health International — FAQ

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