MedNet vs Watania (ADNTC)
UAE Health Insurance Comparison 2026
MedNet
tpa10,260 providers
2 plans
Est. 1991
DHA, HAAD regulated
Watania (ADNTC)
private4,914 providers
2 plans
Est. 2011
HAAD, MOHAP regulated
MedNet has 2 plans starting from AED 2,800/yr with 10,260 providers across 8 cities. Watania (ADNTC) has 2 plans starting from AED 2,200/yr with 4,914 providers across 8 cities. MedNet is strongest in Dubai while Watania (ADNTC) has the most providers in Abu Dhabi.
MedNet vs Watania (ADNTC) — At a Glance
| Attribute | MedNet | Watania (ADNTC) |
|---|---|---|
| Type | tpa | private |
| Founded | 1991 | 2011 |
| Headquarters | Dubai | Abu Dhabi |
| Regulators | DHA, HAAD | HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,800 – 12,000 | AED 2,200 – 10,000 |
| Total Network Size | 10,260 | 4,914 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-325-5225 | 800-928264 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | MedNet | vs | Watania (ADNTC) |
|---|---|---|---|
| Dubai | 5,192 | vs | 1,716 |
| Abu Dhabi | 2,212 | vs | 1,750 |
| Sharjah | 1,527 | vs | 639 |
| Al Ain | 551 | vs | 479 |
| Ajman | 351 | vs | 156 |
| Ras Al Khaimah | 242 | vs | 89 |
| Fujairah | 140 | vs | 66 |
| Umm Al Quwain | 45 | vs | 19 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
MedNet Plans
MedNet
MedNet Managed Essential
Companies using MedNet-administered plans for mandatory compliance
AED 2,800 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
10,260 providers
View details →MedNet
MedNet Managed Plus
Mid-size companies seeking enhanced TPA-managed coverage
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
10,260 providers
View details →Watania (ADNTC) Plans
Watania (ADNTC)
Watania Basic Takaful
Employers in Abu Dhabi and Northern Emirates seeking Takaful coverage
AED 2,200 – 4,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,914 providers
View details →Watania (ADNTC)
Watania Enhanced Takaful
Corporate employees and families in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,914 providers
View details →Verdict
Choose MedNet if you need a larger provider network. Choose Watania (ADNTC) if you prioritise lower entry-level premiums, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
MedNet vs Watania (ADNTC) — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from MedNet and Watania (ADNTC) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.