Question 1

Which is better, MedNet or Union Insurance?

Accepted Answer

It depends on your needs. MedNet has 10,260 providers across 8 cities and offers 2 plans starting from AED 2,800/yr. Union Insurance has 6,349 providers across 8 cities with 2 plans from AED 2,300/yr. Choose MedNet if you need a larger provider network. Choose Union Insurance if you prioritise lower entry-level premiums.

Question 2

Is MedNet cheaper than Union Insurance?

Accepted Answer

No, Union Insurance's entry-level plan starts from AED 2,300/yr, while MedNet's cheapest plan begins at AED 2,800/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, MedNet or Union Insurance?

Accepted Answer

MedNet has a larger Dubai network with 5,192 providers, compared to Union Insurance's 3,229 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does MedNet or Union Insurance cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. MedNet's dental sub-limit goes up to AED 3,500/yr, while Union Insurance offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from MedNet to Union Insurance?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from MedNet to Union Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both MedNet and Union Insurance have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare MedNet and Union Insurance plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare MedNet and Union Insurance side-by-side. Key factors to compare: (1) Annual premium — MedNet starts from AED 2,800/yr, Union Insurance from AED 2,300/yr, (2) Network size — 10,260 vs 6,349 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	MedNet	Union Insurance
Type	tpa	private
Founded	1991	1998
Headquarters	Dubai	Dubai
Regulators	DHA, HAAD	HAAD, DHA
Number of Plans	2	2
Premium Range	AED 2,800 – 12,000	AED 2,300 – 10,500
Total Network Size	10,260	6,349
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-325-5225	02-677-5050

City	MedNet	vs	Union Insurance
Dubai	5,192	vs	3,229
Abu Dhabi	2,212	vs	1,646
Sharjah	1,527	vs	838
Al Ain	551	vs	237
Ajman	351	vs	162
Ras Al Khaimah	242	vs	133
Fujairah	140	vs	77
Umm Al Quwain	45	vs	27

MedNet vs Union Insurance

MedNet

Union Insurance

MedNet vs Union Insurance — At a Glance

Network Comparison by City

MedNet Plans

MedNet Managed Essential

MedNet Managed Plus

Union Insurance Plans

Union Basic Health

Union Enhanced Health

Verdict

MedNet vs Union Insurance — FAQ

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