Question 1

Which is better, MedNet or Takaful Emarat?

Accepted Answer

It depends on your needs. MedNet has 10,260 providers across 8 cities and offers 2 plans starting from AED 2,800/yr. Takaful Emarat has 8,040 providers across 8 cities with 2 plans from AED 2,500/yr. Choose MedNet if you need a larger provider network. Choose Takaful Emarat if you prioritise lower entry-level premiums, more comprehensive coverage options.

Question 2

Is MedNet cheaper than Takaful Emarat?

Accepted Answer

No, Takaful Emarat's entry-level plan starts from AED 2,500/yr, while MedNet's cheapest plan begins at AED 2,800/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, MedNet or Takaful Emarat?

Accepted Answer

MedNet has a larger Dubai network with 5,192 providers, compared to Takaful Emarat's 4,174 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does MedNet or Takaful Emarat cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. MedNet's dental sub-limit goes up to AED 3,500/yr, while Takaful Emarat offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from MedNet to Takaful Emarat?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from MedNet to Takaful Emarat (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both MedNet and Takaful Emarat have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare MedNet and Takaful Emarat plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare MedNet and Takaful Emarat side-by-side. Key factors to compare: (1) Annual premium — MedNet starts from AED 2,800/yr, Takaful Emarat from AED 2,500/yr, (2) Network size — 10,260 vs 8,040 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	MedNet	Takaful Emarat
Type	tpa	private
Founded	1991	2008
Headquarters	Dubai	Dubai
Regulators	DHA, HAAD	DHA, HAAD, MOHAP
Number of Plans	2	2
Premium Range	AED 2,800 – 12,000	AED 2,500 – 12,000
Total Network Size	10,260	8,040
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-325-5225	800-825235

City	MedNet	vs	Takaful Emarat
Dubai	5,192	vs	4,174
Abu Dhabi	2,212	vs	1,628
Sharjah	1,527	vs	1,238
Al Ain	551	vs	332
Ajman	351	vs	411
Ras Al Khaimah	242	vs	160
Fujairah	140	vs	74
Umm Al Quwain	45	vs	23

MedNet vs Takaful Emarat

MedNet

Takaful Emarat

MedNet vs Takaful Emarat — At a Glance

Network Comparison by City

MedNet Plans

MedNet Managed Essential

MedNet Managed Plus

Takaful Emarat Plans

Takaful Emarat Basic Takaful

Takaful Emarat Enhanced Takaful

Verdict

MedNet vs Takaful Emarat — FAQ

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