Hayah Insurance vs MedNet
UAE Health Insurance Comparison 2026
Hayah Insurance
private3,604 providers
2 plans
Est. 2008
HAAD regulated
MedNet
tpa10,260 providers
2 plans
Est. 1991
DHA, HAAD regulated
Hayah Insurance has 2 plans starting from AED 2,400/yr with 3,604 providers across 8 cities. MedNet has 2 plans starting from AED 2,800/yr with 10,260 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Hayah Insurance vs MedNet — At a Glance
| Attribute | Hayah Insurance | MedNet |
|---|---|---|
| Type | private | tpa |
| Founded | 2008 | 1991 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | HAAD | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,400 – 10,000 | AED 2,800 – 12,000 |
| Total Network Size | 3,604 | 10,260 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-42924 | 04-325-5225 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Hayah Insurance | vs | MedNet |
|---|---|---|---|
| Dubai | 1,601 | vs | 5,192 |
| Abu Dhabi | 1,167 | vs | 2,212 |
| Sharjah | 289 | vs | 1,527 |
| Al Ain | 302 | vs | 551 |
| Ajman | 116 | vs | 351 |
| Ras Al Khaimah | 71 | vs | 242 |
| Fujairah | 48 | vs | 140 |
| Umm Al Quwain | 10 | vs | 45 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Hayah Insurance Plans
Hayah Insurance
Hayah Basic Health
Individuals and small businesses in Abu Dhabi
AED 2,400 – 4,300/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
3,604 providers
View details →Hayah Insurance
Hayah Family Care
Families and corporate employees in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
3,604 providers
View details →MedNet Plans
MedNet
MedNet Managed Essential
Companies using MedNet-administered plans for mandatory compliance
AED 2,800 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
10,260 providers
View details →MedNet
MedNet Managed Plus
Mid-size companies seeking enhanced TPA-managed coverage
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
10,260 providers
View details →Verdict
Choose Hayah Insurance if you need lower entry-level premiums. Choose MedNet if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Hayah Insurance vs MedNet — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Hayah Insurance and MedNet or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.