Question 1

Which is better, GIG Gulf or MSH International?

Accepted Answer

It depends on your needs. GIG Gulf has 7,697 providers across 8 cities and offers 3 plans starting from AED 2,800/yr. MSH International has 4,738 providers across 8 cities with 2 plans from AED 6,500/yr. Choose GIG Gulf if you need a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Choose MSH International if you prioritise strong coverage and established reputation.

Question 2

Is GIG Gulf cheaper than MSH International?

Accepted Answer

Yes, GIG Gulf's entry-level plan starts from AED 2,800/yr, compared to MSH International's cheapest plan at AED 6,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, GIG Gulf or MSH International?

Accepted Answer

GIG Gulf has a larger Dubai network with 4,165 providers, compared to MSH International's 2,896 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does GIG Gulf or MSH International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. GIG Gulf's dental sub-limit goes up to AED 8,000/yr, while MSH International offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from GIG Gulf to MSH International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GIG Gulf to MSH International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GIG Gulf and MSH International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare GIG Gulf and MSH International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare GIG Gulf and MSH International side-by-side. Key factors to compare: (1) Annual premium — GIG Gulf starts from AED 2,800/yr, MSH International from AED 6,500/yr, (2) Network size — 7,697 vs 4,738 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	GIG Gulf	MSH International
Type	private	private
Founded	1962	1974
Headquarters	Kuwait / Dubai	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD
Number of Plans	3	2
Premium Range	AED 2,800 – 28,000	AED 6,500 – 30,000
Total Network Size	7,697	4,738
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-444	04-327-3500

City	GIG Gulf	vs	MSH International
Dubai	4,165	vs	2,896
Abu Dhabi	1,674	vs	1,054
Sharjah	1,045	vs	334
Al Ain	297	vs	182
Ajman	227	vs	108
Ras Al Khaimah	155	vs	91
Fujairah	113	vs	60
Umm Al Quwain	21	vs	13

GIG Gulf vs MSH International

GIG Gulf

MSH International

GIG Gulf vs MSH International — At a Glance

Network Comparison by City

GIG Gulf Plans

GIG Gulf Essential

GIG Gulf Corporate Plus

GIG Gulf Executive

MSH International Plans

MSH Essential Plus

MSH Premium International

Verdict

GIG Gulf vs MSH International — FAQ

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