Dubai National Insurance vs Now Health International

UAE Health Insurance Comparison 2026

Dubai National Insurance

private

6,180 providers

2 plans

Est. 1991

DHA regulated

Now Health International

private

3,470 providers

2 plans

Est. 2011

DHA, HAAD regulated

Dubai National Insurance has 2 plans starting from AED 2,200/yr with 6,180 providers across 8 cities. Now Health International has 2 plans starting from AED 5,500/yr with 3,470 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Dubai National Insurance vs Now Health International — At a Glance

AttributeDubai National InsuranceNow Health International
Typeprivateprivate
Founded19912011
HeadquartersDubaiDubai
RegulatorsDHADHA, HAAD
Number of Plans22
Premium RangeAED 2,200 – 10,000AED 5,500 – 28,000
Total Network Size6,1803,470
Cities Covered88
DentalYesYes
OpticalNoYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone04-262-4000800-669

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityDubai National InsurancevsNow Health International
Dubai
4,292
vs
2,495
Abu Dhabi
710
vs
394
Sharjah
639
vs
262
Al Ain
192
vs
125
Ajman
157
vs
95
Ras Al Khaimah
108
vs
51
Fujairah
70
vs
39
Umm Al Quwain
12
vs
9

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Dubai National Insurance Plans

Dubai National Insurance

DNIR Basic Health

Basic

Employers in Dubai meeting DHA mandatory requirements

AED 2,200 – 4,000/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantAffordable for construction and retail sectorsDubai hospital network

6,180 providers

View details →

Dubai National Insurance

DNIR Enhanced Health

Enhanced

Corporate employees in Dubai

AED 5,000 – 10,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 2,500)
Optical
Maternity
Mental Health
International
Dental coverage includedMental health supportDubai private hospital access

6,180 providers

View details →

Now Health International Plans

Now Health International

Now Health WorldCare Essential

Enhanced

Expat professionals and freelancers seeking modular coverage

AED 5,500 – 10,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Modular — add dental/optical as ridersInternational emergency coverageOnline member portal

3,470 providers

View details →

Now Health International

Now Health WorldCare Prestige

Premium

Executives and families wanting comprehensive worldwide cover

AED 14,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 7,500)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

3,470 providers

View details →

Verdict

Choose Dubai National Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Dubai National Insurance vs Now Health International — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Dubai National Insurance and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.