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Dubai Insurance Company vs Now Health International

UAE Health Insurance Comparison 2026

Dubai Insurance Company

private

8,554 providers

2 plans

Est. 1970

DHA regulated

Now Health International

private

3,418 providers

2 plans

Est. 2011

DHA, HAAD regulated

Dubai Insurance Company has 2 plans starting from AED 2,500/yr with 8,554 providers across 8 cities. Now Health International has 2 plans starting from AED 5,500/yr with 3,418 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Dubai Insurance Company vs Now Health International — At a Glance

AttributeDubai Insurance CompanyNow Health International
Typeprivateprivate
Founded19702011
HeadquartersDubaiDubai
RegulatorsDHADHA, HAAD
Number of Plans22
Premium RangeAED 2,500 – 12,000AED 5,500 – 28,000
Total Network Size8,5543,418
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone04-262-5252800-669

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityDubai Insurance CompanyvsNow Health International
Dubai
5,156
vs
2,455
Sharjah
1,300
vs
258
Abu Dhabi
1,106
vs
394
Al Ain
366
vs
122
Ajman
315
vs
94
Ras Al Khaimah
167
vs
49
Fujairah
106
vs
37
Umm Al Quwain
38
vs
9

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Dubai Insurance Company Plans

Dubai Insurance Company

DIC Essential Health

Basic

Small businesses and individuals in Dubai meeting DHA mandate

AED 2,500 – 4,000/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliant — meets Dubai mandatory requirementsAffordable for small businessesGood Dubai hospital network

8,554 providers

View details →

Dubai Insurance Company

DIC Corporate Health

Enhanced

Mid-size companies and their employees in Dubai

AED 5,000 – 12,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Extended Dubai and Sharjah networkDental and optical includedMental health coverage

8,554 providers

View details →

Now Health International Plans

Now Health International

Now Health WorldCare Essential

Enhanced

Expat professionals and freelancers seeking modular coverage

AED 5,500 – 10,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Modular — add dental/optical as ridersInternational emergency coverageOnline member portal

3,418 providers

View details →

Now Health International

Now Health WorldCare Prestige

Premium

Executives and families wanting comprehensive worldwide cover

AED 14,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 7,500)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

3,418 providers

View details →

Verdict

Choose Dubai Insurance Company if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Dubai Insurance Company vs Now Health International — FAQ

Which is better, Dubai Insurance Company or Now Health International?

It depends on your needs. Dubai Insurance Company has 8,554 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Now Health International has 3,418 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Dubai Insurance Company if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.

Is Dubai Insurance Company cheaper than Now Health International?

Yes, Dubai Insurance Company's entry-level plan starts from AED 2,500/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Which has a bigger network in Dubai, Dubai Insurance Company or Now Health International?

Dubai Insurance Company has a larger Dubai network with 5,156 providers, compared to Now Health International's 2,455 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Does Dubai Insurance Company or Now Health International cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. Dubai Insurance Company's dental sub-limit goes up to AED 3,500/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Can I switch from Dubai Insurance Company to Now Health International?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Dubai Insurance Company to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Dubai Insurance Company and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

How do I compare Dubai Insurance Company and Now Health International plans?

Use the UAE Health Insurance Navigator on this page to compare Dubai Insurance Company and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Dubai Insurance Company starts from AED 2,500/yr, Now Health International from AED 5,500/yr, (2) Network size — 8,554 vs 3,418 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Dubai Insurance Company and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.