Daman vs Orient Insurance
UAE Health Insurance Comparison 2026
Daman
mandatory9,391 providers
3 plans
Est. 2005
DOH regulated
Orient Insurance
private9,461 providers
3 plans
Est. 1982
DHA, DOH, MOHAP regulated
Daman has 3 plans from AED 600 a year and 9,391 in-network providers in 8 cities. Orient Insurance has 3 plans from AED 2,400 a year and 9,461 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Daman vs Orient Insurance — At a Glance
| Attribute | Daman | Orient Insurance |
|---|---|---|
| Type | mandatory | private |
| Founded | 2005 | 1982 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | DOH | DHA, DOH, MOHAP |
| Number of Plans | 3 | 3 |
| Premium Range | AED 600 – 25,000 | AED 2,400 – 30,000 |
| Total Network Size | 9,391 | 9,461 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 0% – 20% | 0% – 20% |
| Claims Phone | 800-42626 | 800-674368 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Daman | vs | Orient Insurance |
|---|---|---|---|
| Dubai | 3,996 | vs | 4,931 |
| Abu Dhabi | 2,451 | vs | 2,027 |
| Sharjah | 1,332 | vs | 1,489 |
| Al Ain | 791 | vs | 433 |
| Ajman | 358 | vs | 246 |
| Ras Al Khaimah | 244 | vs | 168 |
| Fujairah | 168 | vs | 136 |
| Umm Al Quwain | 51 | vs | 31 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Daman Plans
Daman
Daman Basic
Low-income workers and dependants in Abu Dhabi (mandatory scheme)
AED 600 – 750/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,391 providers
View details →Daman
Daman Enhanced
Mid-salary employees and families in Abu Dhabi
AED 3,500 – 7,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
9,391 providers
View details →Daman
Daman Premium
Senior employees and executives in Abu Dhabi
AED 12,000 – 25,000/yr
Annual limit: AED 1.0M · private room · 0% co-pay
9,391 providers
View details →Orient Insurance Plans
Orient Insurance
Orient Essential Health
SMEs and individuals meeting mandatory health insurance requirements
AED 2,400 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,461 providers
View details →Orient Insurance
Orient Corporate Gold
Corporate employees and families across UAE
AED 5,500 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
9,461 providers
View details →Orient Insurance
Orient Executive
Executives and senior management
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
9,461 providers
View details →Verdict
Choose Daman if you need lower entry-level premiums. Choose Orient Insurance if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Daman vs Orient Insurance — FAQ
Which is better, Daman or Orient Insurance?
It depends on your needs. Daman has 9,391 providers across 8 cities and offers 3 plans starting from AED 600/yr. Orient Insurance has 9,461 providers across 8 cities with 3 plans from AED 2,400/yr. Choose Daman if you need lower entry-level premiums. Choose Orient Insurance if you prioritise a larger provider network, more comprehensive coverage options.
Is Daman cheaper than Orient Insurance?
Yes, Daman's entry-level plan starts from AED 600/yr, compared to Orient Insurance's cheapest plan at AED 2,400/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.
Which has a bigger network in Dubai, Daman or Orient Insurance?
Orient Insurance has a larger Dubai network with 4,931 providers, compared to Daman's 3,996 providers. Network sizes are based on the UAE Open Healthcare Directory data.
Does Daman or Orient Insurance cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Daman's dental sub-limit goes up to AED 7,500/yr, while Orient Insurance offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Daman to Orient Insurance?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Daman to Orient Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Daman and Orient Insurance have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Daman and Orient Insurance plans?
Use the UAE Health Insurance Navigator on this page to compare Daman and Orient Insurance side-by-side. Key factors to compare: (1) Annual premium — Daman starts from AED 600/yr, Orient Insurance from AED 2,400/yr, (2) Network size — 9,391 vs 9,461 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
Related Comparisons
Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Daman and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.