Daman vs Sukoon (Oman Insurance)
UAE Health Insurance Comparison 2026
Daman
mandatory9,391 providers
3 plans
Est. 2005
DOH regulated
Sukoon (Oman Insurance)
private956 providers
3 plans
Est. 1975
DHA, DOH, MOHAP regulated
Daman has 3 plans from AED 600 a year and 9,391 in-network providers in 8 cities. Sukoon (Oman Insurance) has 3 plans from AED 2,700 a year and 956 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Daman vs Sukoon (Oman Insurance) — At a Glance
| Attribute | Daman | Sukoon (Oman Insurance) |
|---|---|---|
| Type | mandatory | private |
| Founded | 2005 | 1975 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | DOH | DHA, DOH, MOHAP |
| Number of Plans | 3 | 3 |
| Premium Range | AED 600 – 25,000 | AED 2,700 – 30,000 |
| Total Network Size | 9,391 | 956 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 0% – 20% | 0% – 20% |
| Phone (from the insurer's website) | 600 5 32626 | 800 SUKOON (785666) |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Daman | vs | Sukoon (Oman Insurance) |
|---|---|---|---|
| Dubai | 3,996 | vs | 533 |
| Abu Dhabi | 2,451 | vs | 178 |
| Sharjah | 1,332 | vs | 117 |
| Al Ain | 791 | vs | 58 |
| Ajman | 358 | vs | 34 |
| Ras Al Khaimah | 244 | vs | 18 |
| Fujairah | 168 | vs | 13 |
| Umm Al Quwain | 51 | vs | 5 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Daman Plans
Daman
Daman Basic
Low-income workers and dependants in Abu Dhabi (mandatory scheme)
AED 600 – 750/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,391 providers
View details →Daman
Daman Enhanced
Mid-salary employees and families in Abu Dhabi
AED 3,500 – 7,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
9,391 providers
View details →Daman
Daman Premium
Senior employees and executives in Abu Dhabi
AED 12,000 – 25,000/yr
Annual limit: AED 1.0M · private room · 0% co-pay
9,391 providers
View details →Sukoon (Oman Insurance) Plans
Sukoon (Oman Insurance)
Oman Insurance Essential
SMEs and individuals meeting mandatory insurance requirements
AED 2,700 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
956 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Corporate Gold
Corporate employees and their families
AED 6,000 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
956 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Executive
Senior management and executives
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
956 providers
View details →Verdict
Choose Daman if you need a larger provider network, lower entry-level premiums. Choose Sukoon (Oman Insurance) if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Daman vs Sukoon (Oman Insurance) — FAQ
Which is better, Daman or Sukoon (Oman Insurance)?
It depends on your needs. Daman has 9,391 providers across 8 cities and offers 3 plans starting from AED 600/yr. Sukoon (Oman Insurance) has 956 providers across 8 cities with 3 plans from AED 2,700/yr. Choose Daman if you need a larger provider network, lower entry-level premiums. Choose Sukoon (Oman Insurance) if you prioritise more comprehensive coverage options.
Is Daman cheaper than Sukoon (Oman Insurance)?
Yes, Daman's entry-level plan starts from AED 600/yr, compared to Sukoon (Oman Insurance)'s cheapest plan at AED 2,700/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.
Which has a bigger network in Dubai, Daman or Sukoon (Oman Insurance)?
Daman has a larger Dubai network with 3,996 providers, compared to Sukoon (Oman Insurance)'s 533 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does Daman or Sukoon (Oman Insurance) cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Daman's dental sub-limit goes up to AED 7,500/yr, while Sukoon (Oman Insurance) offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Daman to Sukoon (Oman Insurance)?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Daman to Sukoon (Oman Insurance) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Daman and Sukoon (Oman Insurance) have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Daman and Sukoon (Oman Insurance) plans?
Use the UAE Health Insurance Navigator on this page to compare Daman and Sukoon (Oman Insurance) side-by-side. Key factors to compare: (1) Annual premium — Daman starts from AED 600/yr, Sukoon (Oman Insurance) from AED 2,700/yr, (2) Network size — 9,391 vs 956 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Daman and Sukoon (Oman Insurance) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.