Question 1

Which is better, Daman or Now Health International?

Accepted Answer

It depends on your needs. Daman has 9,645 providers across 8 cities and offers 3 plans starting from AED 600/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Daman if you need a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Choose Now Health International if you prioritise strong coverage and established reputation.

Question 2

Is Daman cheaper than Now Health International?

Accepted Answer

Yes, Daman's entry-level plan starts from AED 600/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, Daman or Now Health International?

Accepted Answer

Daman has a larger Dubai network with 4,144 providers, compared to Now Health International's 2,495 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Daman or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Daman's dental sub-limit goes up to AED 7,500/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Daman to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Daman to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Daman and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Daman and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Daman and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Daman starts from AED 600/yr, Now Health International from AED 5,500/yr, (2) Network size — 9,645 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Daman	Now Health International
Type	mandatory	private
Founded	2005	2011
Headquarters	Abu Dhabi	Dubai
Regulators	HAAD	DHA, HAAD
Number of Plans	3	2
Premium Range	AED 600 – 25,000	AED 5,500 – 28,000
Total Network Size	9,645	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-42626	800-669

City	Daman	vs	Now Health International
Dubai	4,144	vs	2,495
Abu Dhabi	2,490	vs	394
Sharjah	1,352	vs	262
Al Ain	815	vs	125
Ajman	371	vs	95
Ras Al Khaimah	252	vs	51
Fujairah	170	vs	39
Umm Al Quwain	51	vs	9

Daman vs Now Health International

Daman

Now Health International

Daman vs Now Health International — At a Glance

Network Comparison by City

Daman Plans

Daman Basic

Daman Enhanced

Daman Premium

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

Daman vs Now Health International — FAQ

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