Allianz Care vs NAS (NextCare)
UAE Health Insurance Comparison 2026
Allianz Care
private7,416 providers
2 plans
Est. 1890
DHA, DOH, MOHAP regulated
NAS (NextCare)
tpa10,345 providers
2 plans
Est. 1999
DHA, DOH, MOHAP regulated
Allianz Care has 2 plans from AED 6,500 a year and 7,416 in-network providers in 8 cities. NAS (NextCare) has 2 plans from AED 2,500 a year and 10,345 in-network providers in 8 cities. Both insurers have the most providers in Dubai. Network counts are providers in the UAE Open Healthcare Directory that list each insurer; premiums are indicative.
Allianz Care vs NAS (NextCare) — At a Glance
| Attribute | Allianz Care | NAS (NextCare) |
|---|---|---|
| Type | private | tpa |
| Founded | 1890 | 1999 |
| Headquarters | Dubai (ME office) | Dubai |
| Regulators | DHA, DOH, MOHAP | DHA, DOH, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 6,500 – 32,000 | AED 2,500 – 13,000 |
| Total Network Size | 7,416 | 10,345 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Claims Phone | 800-255426 | 800-627 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Allianz Care | vs | NAS (NextCare) |
|---|---|---|---|
| Dubai | 4,391 | vs | 5,030 |
| Abu Dhabi | 1,726 | vs | 2,321 |
| Sharjah | 566 | vs | 1,605 |
| Al Ain | 304 | vs | 566 |
| Ajman | 177 | vs | 362 |
| Ras Al Khaimah | 130 | vs | 248 |
| Fujairah | 91 | vs | 166 |
| Umm Al Quwain | 31 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Allianz Care Plans
Allianz Care
Allianz MyHealth Standard
Expat professionals and families
AED 6,500 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
7,416 providers
View details →Allianz Care
Allianz MyHealth Premium
Senior executives and high-net-worth expats
AED 18,000 – 32,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
7,416 providers
View details →NAS (NextCare) Plans
NAS (NextCare)
NextCare Essential
Mandatory compliance for employers across UAE
AED 2,500 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
10,345 providers
View details →NAS (NextCare)
NextCare Gold
Corporate employees seeking comprehensive TPA-managed coverage
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
10,345 providers
View details →Verdict
Choose Allianz Care if you need more comprehensive coverage options. Choose NAS (NextCare) if you prioritise a larger provider network, lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Allianz Care vs NAS (NextCare) — FAQ
Which is better, Allianz Care or NAS (NextCare)?
It depends on your needs. Allianz Care has 7,416 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. NAS (NextCare) has 10,345 providers across 8 cities with 2 plans from AED 2,500/yr. Choose Allianz Care if you need more comprehensive coverage options. Choose NAS (NextCare) if you prioritise a larger provider network, lower entry-level premiums.
Is Allianz Care cheaper than NAS (NextCare)?
No, NAS (NextCare)'s entry-level plan starts from AED 2,500/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.
Which has a bigger network in Dubai, Allianz Care or NAS (NextCare)?
NAS (NextCare) has a larger Dubai network with 5,030 providers, compared to Allianz Care's 4,391 providers. Network sizes are based on the UAE Open Healthcare Directory data.
Does Allianz Care or NAS (NextCare) cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while NAS (NextCare) offers up to AED 4,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Allianz Care to NAS (NextCare)?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to NAS (NextCare) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and NAS (NextCare) have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Allianz Care and NAS (NextCare) plans?
Use the UAE Health Insurance Navigator on this page to compare Allianz Care and NAS (NextCare) side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, NAS (NextCare) from AED 2,500/yr, (2) Network size — 7,416 vs 10,345 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Allianz Care and NAS (NextCare) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory.