Question 1

Which is better, Allianz Care or NAS (NextCare)?

Accepted Answer

It depends on your needs. Allianz Care has 7,667 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. NAS (NextCare) has 10,619 providers across 8 cities with 2 plans from AED 2,500/yr. Choose Allianz Care if you need more comprehensive coverage options. Choose NAS (NextCare) if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is Allianz Care cheaper than NAS (NextCare)?

Accepted Answer

No, NAS (NextCare)'s entry-level plan starts from AED 2,500/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Allianz Care or NAS (NextCare)?

Accepted Answer

NAS (NextCare) has a larger Dubai network with 5,200 providers, compared to Allianz Care's 4,573 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Allianz Care or NAS (NextCare) cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while NAS (NextCare) offers up to AED 4,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Allianz Care to NAS (NextCare)?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to NAS (NextCare) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and NAS (NextCare) have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Allianz Care and NAS (NextCare) plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and NAS (NextCare) side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, NAS (NextCare) from AED 2,500/yr, (2) Network size — 7,667 vs 10,619 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Allianz Care	NAS (NextCare)
Type	private	tpa
Founded	1890	1999
Headquarters	Dubai (ME office)	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD, MOHAP
Number of Plans	2	2
Premium Range	AED 6,500 – 32,000	AED 2,500 – 13,000
Total Network Size	7,667	10,619
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	No
Co-pay Range	0% – 20%	20%
Claims Phone	800-255426	800-627

City	Allianz Care	vs	NAS (NextCare)
Dubai	4,573	vs	5,200
Abu Dhabi	1,765	vs	2,357
Sharjah	570	vs	1,628
Al Ain	316	vs	584
Ajman	180	vs	374
Ras Al Khaimah	137	vs	261
Fujairah	94	vs	168
Umm Al Quwain	32	vs	47

Allianz Care vs NAS (NextCare)

Allianz Care

NAS (NextCare)

Allianz Care vs NAS (NextCare) — At a Glance

Network Comparison by City

Allianz Care Plans

Allianz MyHealth Standard

Allianz MyHealth Premium

NAS (NextCare) Plans

NextCare Essential

NextCare Gold

Verdict

Allianz Care vs NAS (NextCare) — FAQ

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